Credit union leaders need to consider the ethical implications of their data use decisions.

According to Kasasa's study, most people also seem to prefer a local CU or community bank over megabanks.

The CFPB should delegate supervision of credit unions back to the NCUA, and the banks are helping to make our case.

CUs hold $61.5B in credit card debt on March 31, up 8.1% from a year earlier, according to the Fed's G-19 Consumer Credit Report.