Shobhana Chandra |
September 20, 2018
Economic experts believe many potential home buyers are reluctant to make this financial commitment.
David Baumann
|
September 20, 2018
The NCUA focuses on real estate rules.
Alex Tanzi |
September 20, 2018
Among industries, breweries and credit unions score near the top of the survey.
Peter Strozniak
|
September 19, 2018
Investigators are searching for Jorge Navarro, a former head teller who worked for a Virginia credit union for 10 years.
Riley Griffin |
September 19, 2018
"And now home equity is being seen as a lifeline for those who are strapped for money with little wiggle room.”
Roy Urrico
|
September 19, 2018
Additionally, between 2016 and 2017, overall voice channel fraud increases by 47%, or one in every 638 calls.
Jim DuPlessis
|
September 19, 2018
Updated data from the NCUA shows Q2 numbers were up 16% despite loan loss provisions.
Shobhana Chandra |
September 19, 2018
Mixed messages appear in the housing industry as lending continues to climb.
Peter Strozniak
|
September 18, 2018
Funds will be distributed to local food banks to provide essential supplies.
Instant Insights / Credit Union Times: Cyber security roundup
By Peter Westerman
| February 13, 2018
Share these online dating safety tips with members via your website and social media.
Browse Instant Insights →
Read More Stories →
Peter Strozniak
|
September 18, 2018
Lawsuit alleges Arizona credit union wanted to “puff up” the numbers to inflate future earnings.
Tina Orem
|
September 18, 2018
Experts say CUs are facing a "real problem" around payment identity verification.
Tina Orem
|
September 18, 2018
The study also notes CUs and community banks are investing in ATMs much more aggressively than larger banks.
Jenny Surane|
September 18, 2018
The credit card companies will pay between $5.54 billion and $6.24 billion.
Roy Urrico
|
September 18, 2018
A credit union expands the use of text messages and member connections.
Peter Strozniak
|
September 17, 2018
Although most branches reopen, some remain closed because of flooding and power outages.
David Baumann
|
September 17, 2018
Payday lenders argue the bureau’s “unprecedented assault on payday lending” is based on a flawed statutory interpretation.
Michael Ogden
|
September 17, 2018
It's unclear how many credit union employees have been impacted by the explosions and evacuations.
Peter Strozniak
|
September 17, 2018
GFA Credit Union prepares to deliver services in Massachusetts and New Hampshire.
Expert Opinion
David Hauptman|
September 17, 2018
With credit union-owned life insurance, your institution could be taking advantage of a 3%-plus ROI.
Roy Urrico
|
September 17, 2018
CUs are expanding the footprints of digital banking for members.
David Baumann
|
September 17, 2018
Senators ask Mulvaney a series of questions, including any efforts by the bureau to restore a working relationship with the Education Department.
Expert Opinion
Mark Whitehouse|
September 17, 2018
Given the weaker protections, default rates will most likely be higher and losses steeper.
Peter Strozniak
|
September 14, 2018
To assess damages and reopen branches, executives can only watch and wait until the slow-moving Hurricane Florence leaves.
Roy Urrico
|
September 14, 2018
The study suggests card-not-present transactions may be more vulnerable to fraud.
Tina Orem
|
September 14, 2018
About 23% of Equifax data breach victims have other bank accounts, loans, cards or utilities accounts opened in their name.
David Baumann
|
September 14, 2018
Judicial circuits are split on the issue of whether the CFPB is properly structured.
Jim DuPlessis
|
September 14, 2018
Student debt has risen to record levels while home ownership remains lower than generations past.
Expert Opinion
James McCabe|
September 14, 2018
Mark the one-year anniversary of the Equifax breach with definitive action to serve your members.
Expert Opinion
Susan Sachatello|
September 14, 2018
Insurance services provide members a valuable tool to achieve financial stability.
Peter Strozniak
|
September 14, 2018
CU Times speaks with Teachers FCU's CEO about how the Melrose CU deal happened.
Tina Orem
|
September 14, 2018
Insurance can be a big part of noninterest income, but it can be a hard sell.
Expert Opinion
Adam Lee|
September 14, 2018
Generate new noninterest sources of income by helping members spend their money and time in ways that enrich their lives beyond finances.
Tahira Hayes
|
September 14, 2018
This week’s community news includes a Lion’s Club donation, scholarship award and donation to a marching band.
Peter Strozniak
|
September 13, 2018
Other credit union organizations begin collecting funds.
David Baumann
|
September 13, 2018
“The rules of the road aren’t clear when they come from the bureau."
Ernie Harrison|
September 13, 2018
Ernie Harrison's final stop on his summer CU tour involves payday lenders, social justice and CDFIs in St. Louis.
Roy Urrico
|
September 13, 2018
“This year’s trend continues to show an increase in mortgage fraud risk year over year."
Expert Opinion
Nir Kaissar|
September 13, 2018
After 10 years, it’s difficult to view the bailouts as anything other than a massive wealth transfer from ordinary Americans to financial firms.
Peter Strozniak
|
September 12, 2018
Because of extensive flooding and damaging winds, power may not be restored for weeks.
Jim DuPlessis
|
September 12, 2018
Two Michigan credit unions have nearly $1 billion in assets.
Tina Orem
|
September 12, 2018
FIs have been hit with 81 million cybercrime attacks so far this year.
Shobhana Chandra|
September 12, 2018
New data shows the median household income, adjusted for inflation, rose 1.8% last year to $61,372.
David Baumann
|
September 12, 2018
CUs and members of Congress have criticized agencies for regulating through guidance that does not have to go through the regulatory process.
Roy Urrico
|
September 12, 2018
Five percent more organizations plan to step up security awareness training in the coming year compared to last year.
David Baumann
|
September 11, 2018
Credit unions closing on the North and South Carolina coasts as mandatory evacuations are activated.
Melanie Waddell|
September 11, 2018
Occupational Safety and Health Administration to meet Oct. 16 and solicit comments on whistleblower issues in the finance industry.
Ernie Harrison|
September 11, 2018
Ernie Harrison, correspondent for CU Times, visits a young credit union on a reservation in South Dakota.
Tina Orem
|
September 11, 2018
Research shows what it takes to make mobile wallets more attractive to consumers.
David Baumann
|
September 11, 2018
The bill would preempt state data breach requirements for financial institutions.
Roy Urrico
|
September 11, 2018
Potentially breached info: names, email addresses and credit card information.
Shobhana Chandra|
September 11, 2018
The Fed’s consumer credit report doesn’t track debt secured by real estate, such as mortgages and home equity lines of credit.
Natasha Chilingerian
|
September 10, 2018
Credit unions promote opportunities within the movement to job-seekers in Portland, Ore.
Peter Strozniak
|
September 10, 2018
Duane Allen Sikes faces 10 counts of mail fraud and five counts of embezzlement of credit union funds.
Tina Orem
|
September 10, 2018
Reports of fake check scams are involved in about 7% of all complaints filed with the BBB Scam Tracker.
Roy Urrico
|
September 10, 2018
Despite data breaches, brands tend to do just fine in the long run.
David Baumann
|
September 10, 2018
The organizations say more time is needed and the rule needs to be fine-tuned.
Expert Opinion
Ken Lazarus|
September 10, 2018
Leveraging external recruiter performance data can help credit unions land A+ candidates fast.
Career Moves
Tahira Hayes
|
September 10, 2018
This week’s People news includes PenFed’s hiring of an award-winning TV journalist to lead its new digital division.
David Baumann
|
September 07, 2018
A new CFPB Credit Union Advisory Council, which takes the member count from 17 to seven, is announced.
Peter Strozniak
|
September 07, 2018
Fraud victimizes a South Carolina credit union and banks.
Roy Urrico
|
September 07, 2018
The FTC is leading legal action against two deceptive schemes targeting or affecting senior citizens.
Ivan Levingston and Jenny Surane|
September 07, 2018
Experts say nothing has really changed and Equifax’s primary regulators are still investigating one year later.
Tahira Hayes
|
September 07, 2018
This week’s Community news includes a national non-profit campaign contest, Alzheimer’s Association donation and scholarship award.
Jim DuPlessis
|
September 07, 2018
WHITE64 will continue to serve PenFed and others.
Expert Opinion
Gene Pranger|
September 07, 2018
If you want to survive and thrive in an industry that’s ripe for massive disruption, love is everything.
Peter Strozniak
|
September 06, 2018
Removed directors deny charges and want their seats back to “right a wrong.”
Tina Orem
|
September 06, 2018
Credit unions and banks may find themselves in the crosshairs if fintech providers go too far with data-sharing.
David Baumann
|
September 06, 2018
Former NCUA board member on Melrose CU downfall: "It is not a fair or reasonable complaint that the NCUA missed the boat here.”
Roy Urrico
|
September 06, 2018
Credit unions have one chance to make a good first impression. This new digital solution could help.
David Baumann
|
September 06, 2018
“Credit unions deserve the privilege of providing customer service subject to comparable regulatory supervisory thresholds ..."
Shobhana Chandra and Liz Capo McCormick|
September 06, 2018
While the economy remains strong, experts are looking for a clear vision moving forward.
David Baumann and Jim DuPlessis|
September 05, 2018
The exact amount of taxi medallion loan losses remains unclear as details emerge of the Melrose CU acquisition.
Roy Urrico
|
September 05, 2018
New technology partnerships and collaborations take place inside and around the credit union industry.
David Baumann
|
September 05, 2018
In a white paper, NAFCU states the “lack of appropriate separation” between commercial and investment banking presents risks to the financial system.
David Baumann
|
September 05, 2018
Rep. Michael Capuano (D-Mass.), who received campaign support from CUNA, is defeated in Tuesday's primary.
Tina Orem
|
September 05, 2018
This approval sets the course for what could become the nation’s first national all-mobile bank.
Peter Strozniak
|
September 04, 2018
Claudette Retana steals $134,500 from a 92-year-old member.
Tina Orem
|
September 04, 2018
The arena will be home to the Milwaukee Bucks and Marquette University’s Golden Eagles men’s basketball teams.
Katie Kuehner-Hebert|
September 04, 2018
In a response to a letter on behalf of an employer, the agency says such activities are non-compensable under the FLSA because they predominantly benefit employees.
Expert Opinion
Stuart Levine|
September 04, 2018
Devoted, long-serving directors must be commended for their service, but their skill level might not meet your current needs.
David Baumann
|
September 04, 2018
Expectations for movement on the RBC rule, NCUA nomination are low during this legislative session.
Roy Urrico
|
September 04, 2018
FIs are open to collaboration but worried about risks.
Jim DuPlessis
|
September 04, 2018
Taxi medallion losses sink the $1.1 billion credit union.
Peter Strozniak
|
August 31, 2018
Jeff David is accused of using $9 million of Golden 1 Credit Union’s funds to buy beachfront properties in Southern California.
Tahira Hayes
|
August 31, 2018
This week’s community news includes a 5k and fun run to end hunger, care package donations to service members overseas and grants.
David Baumann
|
August 31, 2018
The NCUA releases new prohibition orders and notices for August.
Peter Strozniak
|
August 31, 2018
Suspect appears in court hearing and remains in custody without bond.
Roy Urrico
|
August 31, 2018
A study finds organizations spend millions on personal identity, but virtually nothing on protecting machine identity.
Tina Orem
|
August 31, 2018
A new study finds 33% of women entrepreneurs use mobile devices to process digital financial transactions, compared to 26% of men.
Expert Opinion
Ehren M. Fournier|
August 31, 2018
An attorney explains how courts handed a shield to merchants to defend themselves in a data breach case.
Expert Opinion
B. Dan Berger|
August 31, 2018
As the reputations of big banks dwindle and change comes to Washington, there is no better time to step up our efforts.
Infographic
Jim DuPlessis and Tim Schafer|
August 31, 2018
Second-quarter net income is flat for the 10 largest credit unions, with half making gains and half dropping.
Q&A
Natasha Chilingerian
|
August 31, 2018
WOCCU's new board chair, Unitus Community CU President/CEO Steven Stapp, discusses the ups and downs of CU systems worldwide.
Peter Strozniak
|
August 31, 2018
Credit unions expanding the definition of a branch.
Commentary
Tahira Hayes
|
August 31, 2018
Now more than ever, consumers are rejecting organizations that are not on board with inclusion and equity.
David Baumann
|
August 31, 2018
The agency remains in a state of flux, as it reviews what it does and how it does it.
Expert Opinion
Michael Fryzel|
August 31, 2018
If a credit union chooses to expand its FOM, it must prove to regulators and bankers that it was well worth it.
Expert Opinion
Eileen Iles and Niall Twomey|
August 31, 2018
Still unsure whether your CU needs to worry about GDPR? Two experts are here to help.
Roy Urrico
|
August 31, 2018
An electronic push to create a comprehensive digital transaction for credit union members.
David Baumann
|
August 30, 2018
Ahead of next week's comment deadline, CUNA comes out against the revised plan.
Expert Opinion
Christopher Carosa|
August 30, 2018
Welcome to Zombie Apocalypse: The Fiduciary Version.
Doug Clare|
August 30, 2018
Just as credit scores change the game for risk management, analytics have the potential to change the game in cyber insurance.
Editor's Letter
Michael Ogden
|
August 30, 2018
Michael Ogden shares a personal CU experience that relieved so much stress and pressure he practically teared up.
Roy Urrico
|
August 30, 2018
Experts reveal scammers are focusing efforts on employees with access to company finances or payroll data.
Peter Strozniak
|
August 30, 2018
The New York-based Everest Federal Credit Union will serve the Nepalese community.
Resources
From Advanced Fraud Solutions
Check fraud is undergoing a renaissance. Learn how the adoption of mobile banking and EMV technology is breathing new life into check fraud, and solutions your credit union can explore to fight it.
Download Resource ›
From DocuSign
Explore how your financial institution can stay competitive by going paperless with digital transaction management systems.
Download Resource ›
From Coupa
CFOs are leveraging cloud-based technology and AI to transform Business Spend Management (BSM) into a strategic solution. Learn how your credit union can drive savings by rethinking BSM.
Download Resource ›
From Sageworks, Inc.
This guide outlines challenges and objectives for your credit union to consider while identifying, assessing and addressing your data needs in preparation for the CECL model.
Download Resource ›
From Kaufman Hall
Learn how to improve profitability for your credit union by adding “relationships” to your credit union profitability analyses.
Download Resource ›
From Kasasa
Learn how a holistic cost of deposit (COD) approach highlights the potential to add millions of dollars in direct income to your credit union through reward-based checking accounts.
Download Resource ›
From Kaufman Hall
Learn how scenario planning for your credit union can help manage risk and uncertainty more effectively, while allowing you to explore new opportunities.
Download Resource ›
From OneSpan Sign
This case study showcases how one of the 50 largest credit unions in the U.S. achieved staggering results by seizing an opportunity to digitize their commercial loan process.
Download Resource ›
From Kasasa
Consumer loans are rising among Millennials. Learn how your credit union can capture a larger share of the growing demand by reinventing your consumer loan offers.
Download Resource ›
From Sageworks, Inc.
Transforming your lending process takes commitment and an actionable plan. This white paper will guide your through four main phases of preparation and implementation.
Download Resource ›
From DocuSign
Learn how your credit union can realize more value in lending and close more business by deploying an eSignature solution.
Download Resource ›
From Sageworks, Inc.
Start preparing your credit union for the current expected credit loss (CECL) model today. Follow this practical CECL action plan to ensure effective implementation and get ahead of this major change.
Download Resource ›
From Kaufman Hall
Learn how to implement a strategic profitability-based incentive plan that rewards desired employee behavior(s) at your credit union.
Download Resource ›
From Kaufman Hall
These best practices help you increase profitability by leveraging the appropriate financial and operational data, processes, and tools to improve planning, efficiency, and accuracy.
Download Resource ›
From Kaufman Hall
In order for Credit Unions to be successful, they need to focus on "how" and "why" they achieved results.
Download Resource ›
From Kaufman Hall
Collaborative cash flow margin planning (CCFMP) is a marriage between ALM and traditional financial planning approaches. More institutions are turning to this approach because of its many benefits.
Download Resource ›
From Kaufman Hall
Discover five aspects of profitability analysis critical to creating and sustaining a profitability measurement program that can be used to drive decisions and improve financial performance.
Download Resource ›
From Kaufman Hall
With compressed margins and increasing competition, it is imperative for financial institutions to understand how customers, branches, channels, officers, and products contribute to the bottom line.
Download Resource ›
From Kaufman Hall
Learn how your Credit Union can Extract More Value from Funds Transfer Pricing
Download Resource ›
From DocuSign
Learn how you can increase speed, decrease errors, lower operating costs and grow your business.
Download Resource ›
From Kaufman Hall
Collaborative Cash Flow Margin Planning (CCFMP) provides a more effective solution for balance sheet/margin planning. Discover what it is, its benefits and why it may be best for your organization.
Download Resource ›
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