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Health care benefits costs

In the wake of the Affordable Care Act, many smaller employers have looked for ways to self-fund to avoid age-rated premiums, while others are pursuing self-funding to gain a better understanding of their employees’ health risk and gain price transparency in the delivery of health care. However, many employers (particularly smaller ones) are not willing to take the risk of sponsoring a traditional self-funded plan. For this reason, small and mid-sized employers are now considering offering a level-funded plan.

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