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As is tradition, Credit Union TimesYear in Review issue is when I make predictions for the upcoming year. I predict YIR 2012 will be no different.

In December last year, I wrote that forward-looking credit union leaders (and those with the resources) would grab the reins of Bank Transfer Day and hold on tight; those who chose (I know some were blocked by SEGs or other reasons) to disregard BTD chose to disregard what it is to be part of the credit union movement. The numbers do not lie. The industry overall is experiencing tremendous growth at 2.8% in the 12 months ending in October and 2.4% year-to-date, according to CUNA.

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