The Rundown

• Forty-nine percent of all credit unions showed zero tonegative membership growth in third quarter.
• Analysts still believe smaller credit unions can behealthy.
• More than a year later, Bank Transfer Day stillreverberates.

As 2012 comes to an end, many credit unions marked anothermomentous year when it came to growing their member rosters.

The latest figures from the NCUA that showed an increase inmembership growth from 643,322 to 742,847 in the third quarteroffered proof that more consumers are joining more credit unions.As of Sept. 30, there were 93.9 million total members.

Those numbers are likely to bring holiday cheer to the industry,still reaping the benefits of Bank Transfer Day, which recently touted a one-year anniversaryin November.