{
  "author": {
    "name": "Prashant Gopal",
    "webUrl": "/author/profile/prashant-gopal/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 31,
    "social": [],
    "articles": [
      {
        "uri": "/2024/04/25/mortgage-rates-in-the-us-climb-for-a-fourth-week-to-reach-7-17/",
        "title": "Mortgage Rates in the U.S. Climb for a Fourth Week to Reach 7.17%",
        "byline": "Prashant Gopal",
        "kicker": "News",
        "prettyDate": "April 25, 2024",
        "timeToRead": "2 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2024/04/interest-rate-predictions-e1714071590132.jpg",
          "width": "620",
          "height": "479"
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "New data appears to support the predictions of a longer-term drag on the first-mortgage market.",
        "body": null
      },
      {
        "uri": "/2022/12/30/mortgage-rates-in-the-u-s-rise-for-first-time-in-seven-weeks/",
        "title": "Mortgage Rates in the U.S. Rise for First Time in Seven Weeks",
        "byline": "Prashant Gopal",
        "kicker": "News",
        "prettyDate": "December 30, 2022",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Even as new listings decline, inventory is on the rise because homes are taking longer to sell.",
        "body": null
      },
      {
        "uri": "/2020/08/28/new-homes-account-for-biggest-share-of-u-s-sales-in-12-years/",
        "title": "New Homes Account for Biggest Share of U.S. Sales in 12 Years",
        "byline": "Prashant Gopal",
        "kicker": "News",
        "prettyDate": "August 28, 2020",
        "timeToRead": "2 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/08/364313984-e1598640952826.jpg",
          "width": "620",
          "height": "414"
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "According to CUNA Mutual Group's \"Credit Union Trends Report,\" existing home sales also spiked 20.7% in June.",
        "body": null
      },
      {
        "uri": "/2020/06/24/u-s-new-home-sales-surge-with-buyers-returning-to-market/",
        "title": "U.S. New-Home Sales Surge With Buyers Returning to Market",
        "byline": "Prashant Gopal",
        "kicker": "News",
        "prettyDate": "June 24, 2020",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The sales results are further evidence that housing is proving to be a bright spot in the economy.",
        "body": null
      },
      {
        "uri": "/2019/08/23/first-time-homebuyers-need-more-than-just-lower-mortgage-rates/",
        "title": "First-Time Homebuyers Need More Than Just Lower Mortgage Rates",
        "byline": "Prashant Gopal",
        "kicker": "News",
        "prettyDate": "August 23, 2019",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Cheaper mortgages help current borrowers, but prices of homes are rising making it difficult to afford.",
        "body": null
      },
      {
        "uri": "/2019/07/30/americas-housing-affordability-crisis-spreads-to-the-heartland/",
        "title": "America's Housing Affordability Crisis Spreads to the Heartland",
        "byline": "Prashant Gopal, Reade Pickert and Noah Buhayar",
        "kicker": "Analysis",
        "prettyDate": "July 30, 2019",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal-reade-pickert/",
            "name": "Prashant Gopal, Reade Pickert"
          },
          {
            "webUrl": "/author/profile/noah-buhayar/",
            "name": "Noah Buhayar"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "For many, prices have risen much faster than incomes, pushing homeownership out of reach for a new generation of hopeful buyers.",
        "body": null
      },
      {
        "uri": "/2019/07/29/homeownership-rate-in-the-u-s-falls-to-the-lowest-since-2017/",
        "title": "Homeownership Rate in the U.S. Falls to the Lowest Since 2017",
        "byline": "Prashant Gopal",
        "kicker": "Analysis",
        "prettyDate": "July 29, 2019",
        "timeToRead": "1 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "This year's drop in mortgage rates and the strong job market have only added to competition for entry-level homes, driving up prices and slowing sales.",
        "body": null
      },
      {
        "uri": "/2019/05/31/falling-mortgage-rates-are-enticing-u-s-homebuyers-to-trade-up/",
        "title": "Falling Mortgage Rates Are Enticing U.S. Homebuyers to Trade Up",
        "byline": "Prashant Gopal",
        "kicker": "Analysis",
        "prettyDate": "May 31, 2019",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "\"I'm seeing a lot of people who before were content to stay put and now are saying, 'It's not a bad time to upgrade.'\"",
        "body": null
      },
      {
        "uri": "/2019/04/26/hud-agrees-to-delay-down-payment-assistance-crackdown-by-90-days/",
        "title": "HUD Agrees to Delay Down Payment Assistance Crackdown by 90 Days",
        "byline": "Prashant Gopal",
        "kicker": "News",
        "prettyDate": "April 26, 2019",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "HUD says the delay will allow time for government entities to prepare for the new guideline.",
        "body": null
      },
      {
        "uri": "/2019/04/22/trumps-housing-agency-cracks-down-on-no-money-down-home-loans/",
        "title": "Trump's Housing Agency Cracks Down on No-Money-Down Home Loans",
        "byline": "Prashant Gopal",
        "kicker": "News",
        "prettyDate": "April 22, 2019",
        "timeToRead": "3 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/04/down-payment-e1555937426371.jpg",
          "width": "620",
          "height": "379"
        },
        "authors": [
          {
            "webUrl": "/author/profile/prashant-gopal/",
            "name": "Prashant Gopal"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "There is concern over the growing risk to the government's almost $1.3 trillion portfolio of federally-insured mortgages.",
        "body": null
      }
    ]
  }
}