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Melanie is senior editor and Washington bureau chief of ThinkAdvisor. Her ThinkAdvisor coverage zeros in on how politics, policy, legislation and regulations affect the investment advisory space. Melanie’s coverage has been cited in various lawmakers’ reports, letters and bills, and in the Labor Department’s fiduciary rule in 2023. In 2019, Melanie received an Honorable Mention, Range of Work by a Single Author award from @Folio. Melanie joined Investment Advisor magazine as New York bureau chief in 2000. She has been a columnist since 2002. She started her career in Washington in 1994, covering financial issues at American Banker. Since 1997, Melanie has been covering investment-related issues, holding senior editorial positions at American Banker publications in both Washington and New York. Briefly, she was content chief for Internet Capital Group’s EFinancialWorld in New York and wrote freelance articles for Institutional Investor. Melanie holds a bachelor’s degree in English from Towson University. She interned at The Baltimore Sun and its suburban edition.
More guidance is needed immediately on the law Trump signed Friday, former Joint Tax Committee lawyer Veena Murthy says.
Among other provisions, the bill extends the deadlines for forgivable expenses and repayment of the loans.
Under the order, agencies like the NCUA and SEC must review regulations that may "inhibit economic recovery."
The safe harbor repayment date with respect to earlier "economic certifications" made by borrowers has been extended by a week.
The bill would have required the SBA to provide daily and weekly reporting on the Paycheck Protection Program.
The scam involves fraudulent emails that claim to be from FINRA officers.
The report presents observations from exams; mobile security is a big focus.
Major changes are afoot in the rules that govern advice-giving.
The big retirement bill won't get attached to a short-term CR, but retirement industry advocates are hopeful it can still pass this year.
This approach could reduce lenders' risks and borrowers' fees, according to a Brookings paper.
{ "author": { "name": "Melanie Waddell", "webUrl": "/author/profile/melanie-waddell/", "description": "Melanie is senior editor and Washington bureau chief of ThinkAdvisor. Her ThinkAdvisor coverage zeros in on how politics, policy, legislation and regulations affect the investment advisory space.\r\n\r\nMelanie’s coverage has been cited in various lawmakers’ <strong><a href=\"https://www.hsgac.senate.gov/wp-content/uploads/imo/media/doc/2016-02-24%20DOL%20Fiduciary%20Rulemaking%20Report_FINAL.pdf\" target=\"_blank\">reports</a></strong>, <a href=\"https://www.warren.senate.gov/imo/media/doc/2019.12.11%20Letter%20from%20Senator%20Warren%20to%20DOL%20on%20new%20Fiduciary%20Rule.pdf\" target=\"_blank\"><strong>letters</strong> </a>and bills, and in the Labor Department’s fiduciary rule in 2023. In 2019, Melanie received an <strong><a href=\"https://www.eddie-ozzie.com/go/2019-eddie-and-ozzie-awards/\" target=\"_blank\">Honorable Mention, Range of Work by a Single Author award</a> </strong>from @Folio.\r\n\r\nMelanie joined Investment Advisor magazine as New York bureau chief in 2000. She has been a columnist since 2002.\r\n\r\nShe started her career in Washington in 1994, covering financial issues at American Banker. Since 1997, Melanie has been covering investment-related issues, holding senior editorial positions at American Banker publications in both Washington and New York. Briefly, she was content chief for Internet Capital Group’s EFinancialWorld in New York and wrote freelance articles for Institutional Investor.\r\n\r\nMelanie holds a bachelor’s degree in English from Towson University. She interned at The Baltimore Sun and its suburban edition.\r\n\r\n ", "imageLarge": "https://secure.gravatar.com/avatar/53707a1cfbbc2d26a91a9733ebbee7e4?s=136&d=mm&r=g", "estimate": 142, "social": [ { "network": "twitter", "value": "@Think_MelanieW" }, { "network": "linkedin", "value": "" }, { "network": "facebook", "value": "" }, { "network": "googlePlus", "value": "" } ], "articles": [ { "uri": "/2020/06/09/latest-ppp-loan-bill-has-not-reduced-confusion-attorney-413-168785/", "title": "Latest PPP Loan Bill Has Not Reduced Confusion: Attorney", "byline": "Melanie Waddell", "kicker": "Analysis", "prettyDate": "June 09, 2020", "timeToRead": "3 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/06/19-f-confusion-478266943-616x372-TS.jpg", "width": "616", "height": "372" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/analysis/", "sectionName": "Analysis" } ], "summary": "More guidance is needed immediately on the law Trump signed Friday, former Joint Tax Committee lawyer Veena Murthy says.", "body": null }, { "uri": "/2020/05/29/house-passes-bill-to-extend-ppp-loan-deadlines-413-168528/", "title": "House Passes Bill to Extend PPP Loan Deadlines", "byline": "Melanie Waddell", "kicker": "News", "prettyDate": "May 29, 2020", "timeToRead": "3 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/05/US-house-of-representatives-seal-2014-05-diego-m-radzinschi-alm.jpg", "width": "617", "height": "411" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/news/", "sectionName": "News" } ], "summary": "Among other provisions, the bill extends the deadlines for forgivable expenses and repayment of the loans.", "body": null }, { "uri": "/2020/05/21/trump-orders-regulators-to-cut-back-amid-pandemic-413-168343/", "title": "Trump Orders Regulators to Cut Back Amid Pandemic", "byline": "Melanie Waddell", "kicker": "News", "prettyDate": "May 21, 2020", "timeToRead": "2 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/05/Trump_WhiteHouse_Conoronavirus-e1583983363842.jpg", "width": "616", "height": "408" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/news/", "sectionName": "News" } ], "summary": "Under the order, agencies like the NCUA and SEC must review regulations that may \"inhibit economic recovery.\"", "body": null }, { "uri": "/2020/05/08/treasury-irs-extend-ppp-loan-grace-period-413-167991/", "title": "Treasury, IRS Extend PPP Loan Grace Period", "byline": "Melanie Waddell", "kicker": "News", "prettyDate": "May 08, 2020", "timeToRead": "3 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/05/04-Hourglass-Sand-Time_MI.jpg", "width": "616", "height": "372" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/news/", "sectionName": "News" } ], "summary": "The safe harbor repayment date with respect to earlier \"economic certifications\" made by borrowers has been extended by a week.", "body": null }, { "uri": "/2020/05/06/democrats-ppp-disclosure-bill-fails-senate-vote-413-167916/", "title": "Democrats' PPP Disclosure Bill Fails Senate Vote", "byline": "Melanie Waddell", "kicker": "News", "prettyDate": "May 06, 2020", "timeToRead": "3 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/05/Schumer_Chuck_Mask_AlDrago_BB_MI.jpg", "width": "616", "height": "372" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/news/", "sectionName": "News" } ], "summary": "The bill would have required the SBA to provide daily and weekly reporting on the Paycheck Protection Program.", "body": null }, { "uri": "/2020/05/05/finra-warns-of-email-phishing-scam-413-167895/", "title": "FINRA Warns of Email Phishing Scam", "byline": "Melanie Waddell", "kicker": "News", "prettyDate": "May 05, 2020", "timeToRead": "2 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/05/01_Phishing_Spam_Hacking_Crime_MI.jpg", "width": "616", "height": "372" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/news/", "sectionName": "News" } ], "summary": "The scam involves fraudulent emails that claim to be from FINRA officers.", "body": null }, { "uri": "/2020/02/04/sec-releases-cybersecurity-data-loss-best-practices-413-165149/", "title": "SEC Releases Cybersecurity, Data Loss Best Practices", "byline": "Melanie Waddell", "kicker": "Best Practices", "prettyDate": "February 04, 2020", "timeToRead": "2 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2020/01/05-malware-hack-phishing.jpg", "width": "616", "height": "411" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/best-practices/", "sectionName": "Best Practices" } ], "summary": "The report presents observations from exams; mobile security is a big focus.", "body": null }, { "uri": "/2019/12/26/secure-act-fiduciary-rules-set-up-a-doozy-of-a-compliance-year-413-164202/", "title": "Secure Act, Fiduciary Rules Set Up a Doozy of a Compliance Year", "byline": "Melanie Waddell", "kicker": "", "prettyDate": "December 26, 2019", "timeToRead": "9 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/12/2020-new-year-e1575495780588.jpg", "width": "650", "height": "434" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [], "summary": "Major changes are afoot in the rules that govern advice-giving.", "body": null }, { "uri": "/2019/11/26/secure-act-could-pass-in-december-spending-bill-andy-friedman-413-163463/", "title": "Secure Act Could Pass in December Spending Bill: Andy Friedman", "byline": "Melanie Waddell", "kicker": "Analysis", "prettyDate": "November 26, 2019", "timeToRead": "2 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/11/Friedman_Andy_RJWS2017_MI600.jpg", "width": "600", "height": "338" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/analysis/", "sectionName": "Analysis" } ], "summary": "The big retirement bill won't get attached to a short-term CR, but retirement industry advocates are hopeful it can still pass this year.", "body": null }, { "uri": "/2019/10/30/could-life-annuities-make-reverse-mortgages-more-attractive-413-162892/", "title": "Could Life Annuities Make Reverse Mortgages More Attractive?", "byline": "Melanie Waddell", "kicker": "Analysis", "prettyDate": "October 30, 2019", "timeToRead": "3 minute", "image": { "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/10/Taxes_Property_Real_Estate_MI600.jpg", "width": "600", "height": "338" }, "authors": [ { "webUrl": "/author/profile/melanie-waddell/", "name": "Melanie Waddell" } ], "kickerNode": [ { "uri": "/analysis/", "sectionName": "Analysis" } ], "summary": "This approach could reduce lenders' risks and borrowers' fees, according to a Brookings paper.", "body": null } ] } }
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Download ResourceFrom Alogent
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Download ResourceFrom Melissa
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Download ResourceFrom GLIA
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Download ResourceFrom Alkami
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Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
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Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download ResourceFrom Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download ResourceFrom Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download Resource