CUNA announced Tuesday its 2013/2014 Environmental Scan has been released.

The Environmental Scan is sold to CUNA-affiliated credit unions and is a 12-chapter strategic planning tool intended for boards and senior managers to use during their summer and fall strategic planning sessions, said Editorial Director Steve Rogers.

The 90-page document, available in paper or electronic form, includes six chapters on recurring topics of interest such as lending, marketing, economics and legislation, and six rotating chapters that address what Rogers called “the issues of the day.”

For the coming year, those issues include mobile banking and mobile payments, CEO succession planning, enterprise risk management and a chapter just for CFOs.

The E-scan also includes the Top 10 industry trends that may affect strategic planning. One trend, meager earnings, includes forecasting such as a declining industry ROAA that dropped to 0.75% for 2013 and is expected to remain there during 2014. “A 10 basis point decline in net interest margins will be partially offset by a 5 basis point decline in loan loss provisions,” the report said.

The document alone costs $105, but it can also be purchased as part of a strategic planning package that includes a DVD, monthly newsletter and PowerPoint presentation, Rogers said.