Wal-Mart remains a "patient strategist" in its bid to offer a full range of financial services and credit unions' core lines--auto loans, small business and demand deposits--are in the target zone.

While Kentucky credit unions are performing higher than the national average in a number of areas, the cooperatives were challenged by CUNA Mutual Group to seek out more growth strategies.

Phishing attacks change constantly and consumers and their financial institutions need to remain vigilant, according to the Identity Theft Assistance Center.