Rather than permit a second comment period, the NCUA will propose a revised RBC rule.

The credit union community allegedly eclipsed 100 million members this year. The figure is bogus, and even the most religious credit union believers know that figure includes not a small amount of double counting from memberships by one person at multiple credit unions and other account structures.

According to a credit card industry analyst and consultant, credit cards have returned to being financial institutions most profitable loan product.