There’s a frightening reality facing today’s credit unions – they may no longer be integral to the movement of money.

Heritage Community Credit Union has promoted Celeste Martinez, former executive vice president/chief operating officer, to president/CEO.

The March 30 article recounting New Jersey Credit Union Leagues Reality Check caught my attention. We can feel disheartened and like our efforts are for naughtor we can seize the opportunity to steer this movement in a new direction.