Regulatory & Compliance

Banks and credit unions warn the state law could disrupt the national payments system ahead of the July 1 effective date.

Trade group supports Part 715 modernization while urging clarity and careful transition.

New proposals would strip away prescriptive disclosure and procedural mandates, marking a continued shift toward flexibility and risk-based oversight under the agency's Deregulation Project.

Proposed changes could make it harder for consumers to file complaints against credit reporting agencies and other financial firms.

Credit union group says the bill would ease housing pressures on military families while modernizing supervision.

Proposed changes could bring more credit unions into federal credit card market surveys for the first time.