Expert Opinion

2023 will bring credit unions the opportunity to diversify their portfolios and manage risk well into the future.

EDB programs can help CUs attract larger deposits, avoid pledging securities and facilitate compliance with state regulations.

As the year concludes, make an effort to move toward greater civility, which can impact the workplace and our mental well-being.

The state's laws affecting the sale of GAP waivers burden credit unions with additional compliance responsibilities.

As price increases inflate the cost of living for many Americans, some CUs are focused on managing liquidity.

CUs must develop, monitor and evolve risk management strategies to reduce threats to members and their data.