Credit Union Times | Accurate and Timely CU News

A return to core principles

By Staff Writer

The events of Tuesday, Sept. 11, 2001, shook our nation to its very core, challenging us to reach within and examine what it is we truly believe, what is truly important to us. While the credit union community was blessed, particularly in comparison with other sectors of the financial services...

Read Story

Commentary

Give your members what they want - a debit card

Commentary

Consumers find real value in credit counseling

Recommended Just For You

Commentary Stories

September 04, 2001

It's all in the delivery

It is understood in the industry that retention of membership improves dramatically when each member participates in one additional credit union program. Ultimately, each credit union sets a goal to be each member's primary financial institution. Effective delivery will bring your institution a step closer to that goal. Meaningful programs...

Read

August 28, 2001

Is it time to look at online brokerage to round out your online financial services?

Online financial services - it means so many things to so many people. Internet banking, online bill payment and check image presentment, e-statements, online loan origination, and more. But, have you thought about brokerage? With the passage of the Gramm-Leach-Bliley Act of 1999 the landscape of financial services and the...

Read

August 21, 2001

The lessons we've learned in Oregon

Oregon credit unions were proud of their accomplishments in the 2001 Oregon Legislative Session. When the session ended on July 7, we had accomplished what we set out to do - pass favorable member business loan legislation, and update specific sections of the Oregon Credit Union Act. We did this...

Read

August 14, 2001

Marketing: The key to retail success

Trying to deliver your product without marketing is like trying to have a party and not inviting anyone to attend. The party just is not going to happen. The invitation is key. It communicates the end result of all the planning and the reason(s) why people should come. The same...

Read

August 07, 2001

Maintaining member loyalty in a rate sensitive environment

It may come as a surprise to those of us who believe strongly in the not-for-profit, best-deal-around services that credit unions provide, that members will call their credit union for mortgage interest rates, then call 11 other financials and go with the one that promises them the best rate. Whatever...

Read

July 31, 2001

Wireless technology's impact on the credit union industry

We are witnessing the tremendous potential for a dramatic shift in the way financial services offered by credit unions are delivered to their members. The first leg of this journey began a decade or so ago when walk-in or drive-up members started banking by telephone and then later over the...

Read

July 24, 2001

Lower market interest rates are good for credit unions-NOT!

Recently, a well-known credit union economist stated that Fed rate cuts are good for credit union bottom lines because it increases the upward slope on the yield curve (a paraphrase). An examination of the graph exhibit shows a different reality. The chart shown here compiles Net Interest Income (NII) for...

Read

‹ ‹ PREV 282 283 284 ... 286 › NEXT ›

Commentary

Top Commentary Stories

A return to core principles

Give your members what they want - a debit card

Consumers find real value in credit counseling

Recommended Just For You

Commentary Stories

It's all in the delivery

Is it time to look at online brokerage to round out your online financial services?

The lessons we've learned in Oregon

Marketing: The key to retail success

Maintaining member loyalty in a rate sensitive environment

Wireless technology's impact on the credit union industry

Lower market interest rates are good for credit unions-NOT!