Credit Union Times | Accurate and Timely CU News

Another Way to Look at Low-Wealth Households

By Staff Writer

Creating Value in Underserved Markets. If you haven't read it, you should. It never mentions credit unions; but it's all about credit unions. Untapped provides specific examples of how businesses around the world have had success reaching and growing business among underserved communities that previously were not considered viable customers.

Read Story

Commentary

Credit Unions Must Keep Leadership Going on Financial Education

Commentary

Credit Unions Need to Buy into Shared Branching for Sake of Members, Their Own Future

Recommended Just For You

Commentary Stories

November 14, 2006

Credit Unions Have to Update Credit Card Fees to Stay in the Game

I have recently seen articles in Credit Union Times about the need for credit unions to increase fee income. Let's take a look at one source of fee income: credit cards. I am all too familiar with credit union card programs and fee structures as I constantly review numerous facets...

Read

October 10, 2006

Expense Control Critical to Positive ROA, But How Important is ROA Anyway?

While banker attacks, potential taxation, and other external, non-controllable issues do present serious challenges to the credit union system the more serious internal and controllable challenge is to diligently focus on EXPENSE control. As the NIM (net interest margin) decreases due to cost of funds and the need to remain...

Read

September 19, 2006

Defining 'Modest Means': Unnecessary and a Waste of Time

It's a question that's been on the minds of financial service regulators, credit union executives, trade association leaders and even some credit union members over the past few months: Should credit unions define the term "modest means"?

Read

September 05, 2006

Indirect Lending, We Are Not in Kansas Anymore

Would you fly in a jumbo jet piloted by a NASCAR or Formula One racecar driver?

Read

September 05, 2006

Underserved Areas Remain a Viable Option for SEG-Based Credit Unions

Following NCUA's recent rule change IRPS 06-01, I am constantly asked if this new regulation sounds the death knell for federal credit union underserved area adoptions. Sorry, but I refuse to join the funeral procession for credit union outreach to underserved areas--a mainstay that has provided the backbone of NCUA's...

Read

August 29, 2006

Image Exchange: It's Still About the Member

The advent of Check 21 item processing is causing credit unions to examine changing from obsolete microfilm and imaging systems that they implemented 10 or even 20 years ago. Credit unions that are evaluating moving to Check 21 for image exchange most often will rely on their CFO or back-office...

Read

August 08, 2006

NASCUS State Data Collection Project Important to Dual Chartering System

The credit union system entered into a new era following the House Ways and Means Committee hearing in the fall 2005 on the credit union tax-exemption. Following the hearing, the committee requested data about whether credit unions are serving the goals intended with their federal tax-exempt status. The data currently...

Read

‹ ‹ PREV 255 256 257 ... 286 › NEXT ›

Commentary

Top Commentary Stories

Another Way to Look at Low-Wealth Households

Credit Unions Must Keep Leadership Going on Financial Education

Credit Unions Need to Buy into Shared Branching for Sake of Members, Their Own Future

Recommended Just For You

Commentary Stories

Credit Unions Have to Update Credit Card Fees to Stay in the Game

Expense Control Critical to Positive ROA, But How Important is ROA Anyway?

Defining 'Modest Means': Unnecessary and a Waste of Time

Indirect Lending, We Are Not in Kansas Anymore

Underserved Areas Remain a Viable Option for SEG-Based Credit Unions

Image Exchange: It's Still About the Member

NASCUS State Data Collection Project Important to Dual Chartering System