Credit Union Times | Accurate and Timely CU News

Credit Unions Must Keep Leadership Going on Financial Education

By Staff Writer

and during my tenure as chairman of the Credit Union National Association--I say what I mean. I strongly believe that credit unions play a unique role in the financial services market and that our way of doing business--our philosophy, our goals--benefit all consumers, members and nonmembers alike. We lead, others...

Read Story

Commentary

Credit Unions Need to Buy into Shared Branching for Sake of Members, Their Own Future

Commentary

Credit Unions Have to Update Credit Card Fees to Stay in the Game

Recommended Just For You

Commentary Stories

October 10, 2006

Expense Control Critical to Positive ROA, But How Important is ROA Anyway?

While banker attacks, potential taxation, and other external, non-controllable issues do present serious challenges to the credit union system the more serious internal and controllable challenge is to diligently focus on EXPENSE control. As the NIM (net interest margin) decreases due to cost of funds and the need to remain...

Read

September 19, 2006

Defining 'Modest Means': Unnecessary and a Waste of Time

It's a question that's been on the minds of financial service regulators, credit union executives, trade association leaders and even some credit union members over the past few months: Should credit unions define the term "modest means"?

Read

September 05, 2006

Indirect Lending, We Are Not in Kansas Anymore

Would you fly in a jumbo jet piloted by a NASCAR or Formula One racecar driver?

Read

September 05, 2006

Underserved Areas Remain a Viable Option for SEG-Based Credit Unions

Following NCUA's recent rule change IRPS 06-01, I am constantly asked if this new regulation sounds the death knell for federal credit union underserved area adoptions. Sorry, but I refuse to join the funeral procession for credit union outreach to underserved areas--a mainstay that has provided the backbone of NCUA's...

Read

August 29, 2006

Image Exchange: It's Still About the Member

The advent of Check 21 item processing is causing credit unions to examine changing from obsolete microfilm and imaging systems that they implemented 10 or even 20 years ago. Credit unions that are evaluating moving to Check 21 for image exchange most often will rely on their CFO or back-office...

Read

August 08, 2006

NASCUS State Data Collection Project Important to Dual Chartering System

The credit union system entered into a new era following the House Ways and Means Committee hearing in the fall 2005 on the credit union tax-exemption. Following the hearing, the committee requested data about whether credit unions are serving the goals intended with their federal tax-exempt status. The data currently...

Read

July 25, 2006

`Good Night and Good Luck'-Credit Unions Can't Survive on Goodwill, Must Build ROI by Working Together

Borrowing an infamous closing line from acclaimed broadcast journalist Edward R. Murrow seemed an appropriate beginning for sharing my personal opinions with you.

Read

‹ ‹ PREV 255 256 257 ... 285 › NEXT ›

Commentary

Top Commentary Stories

Credit Unions Must Keep Leadership Going on Financial Education

Credit Unions Need to Buy into Shared Branching for Sake of Members, Their Own Future

Credit Unions Have to Update Credit Card Fees to Stay in the Game

Recommended Just For You

Commentary Stories

Expense Control Critical to Positive ROA, But How Important is ROA Anyway?

Defining 'Modest Means': Unnecessary and a Waste of Time

Indirect Lending, We Are Not in Kansas Anymore

Underserved Areas Remain a Viable Option for SEG-Based Credit Unions

Image Exchange: It's Still About the Member

NASCUS State Data Collection Project Important to Dual Chartering System

`Good Night and Good Luck'-Credit Unions Can't Survive on Goodwill, Must Build ROI by Working Together