Meaningful discussion has been going on, recently, regarding the value of membership in a credit union. In addition to owner equity, good rates, convenience and confidence, members rate products and services high on the scale when it comes to valuing their credit union membership. With affordable health care at the top of the list of major concerns for most Americans, wouldn’t it be a great benefit to your members if you could help ease this burden by making health care more affordable? Well, now you can.

On Dec. 20, 2006, President Bush signed the Health Opportunity Patient Empowerment Act of 2006, which includes new rules that expand the tax benefits for Health Savings Accounts (HSAs). These tax-advantaged health care savings accounts can be offered by credit unions and are a critical step to making health care more affordable.

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