Credit Union Times | Accurate and Timely CU News

CUSOs and Enterprise Risk Management: An Essential Step Forward

By Staff Writer

Americans from all walks of life are benefiting from a strong, resilient, and dynamic economy, which boasts nearly six years of uninterrupted growth.

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After Months of Hovering, 'Helicopter Ben' Changes Spin

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Huffing and Puffing -- Is the Taxation Wolf Gaining Steam or Blowing Smoke?

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Commentary Stories

July 24, 2007

Proposed Reg Z Changes Will Hurt CUs' Service, Competitiveness

For more than 25 years, credit unions have used multi-featured, open-end lending as their preferred method to make non-real estate, secured consumer loans. Approximately half of all credit unions use this lending approach, and about 60% of credit unions with assets of more than $100 million use multi-featured, open-end lending...

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July 17, 2007

The Wal-Marting of America's Financial Services: a Bargain at What Price?

Wal-Mart made news last month when it announced an expansion of its check-cashing and money order services and the rollout of a prepaid debit card for its customers. At first blush, this sounds like good news for consumers since Wal-Mart estimates that its fees would be about 25 to 50%...

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June 12, 2007

Credit Union Industry's Secret Weapon: Innovation Through Collaboration

Many industry observers believe the credit union industry is at a crossroads. While "they" may have disagreements about the whys and the wherefores of the matter, nearly all industry participants are in agreement that credit unions must grow in order to survive. This means coasting along doing business as usual...

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June 05, 2007

Private Label Business Lending--It's a Whole New Ballgame!

Business lending for credit unions presents great opportunities--it also presents some significant challenges.

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June 05, 2007

Another Name Change? Yes...and Worth It!

The first question I expect to hear when I arrive in Las Vegas for America's Credit Union Conference & Expo is "why did you change the name?"

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May 15, 2007

Time to Take a Long, Hard Look at Your Credit Union's Loan Portfolio

It's no wonder that credit unions have found success offering a wide variety of loans to their members--after all, lending continues to be the foundation of our industry's product offerings. But in today's challenging environment, financial institutions are seeing a lackluster loan demand, as a result of a slower economy...

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May 08, 2007

Beyond the Neural Network: Analyzing, Investigating and Integrating Key to Fraud Management

In recent years, growing losses from fraud have cost financial institutions millions upon millions of dollars. According to Visa International, gross fraud from debit and credit cards is up 29% in 2005 over 2004. TowerGroup predicts that fraud from debit cards alone will surpass $1 billion USD in 2006. Fraudsters...

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Top Commentary Stories

CUSOs and Enterprise Risk Management: An Essential Step Forward

After Months of Hovering, 'Helicopter Ben' Changes Spin

Huffing and Puffing -- Is the Taxation Wolf Gaining Steam or Blowing Smoke?

Recommended Just For You

Commentary Stories

Proposed Reg Z Changes Will Hurt CUs' Service, Competitiveness

The Wal-Marting of America's Financial Services: a Bargain at What Price?

Credit Union Industry's Secret Weapon: Innovation Through Collaboration

Private Label Business Lending--It's a Whole New Ballgame!

Another Name Change? Yes...and Worth It!

Time to Take a Long, Hard Look at Your Credit Union's Loan Portfolio

Beyond the Neural Network: Analyzing, Investigating and Integrating Key to Fraud Management