ST. PAUL, Minn. -- A Minnesota CU recently decided to help its members into home purchases by encouraging them to use their writing skills.

HOBOKEN, N.J. -- With most Americans looking to save rather than spend this holiday season Credit Union Times looks back at last year's expected consumer holiday spending.

WASHINGTON -- If a federal credit union gets back waived settlement costs and fees from member business loans it is not considered a prohibited prepayment penalty, the NCUA stated in a legal opinion.

WASHINGTON -- In an attempt to stem foreclosures and set industry guidelines, federal officials have set up a mortgage modification program for the loans controlled by Fannie Mae and Freddie Mac.

WASHINGTON -- CUNA has asked the NCUA to allow it to have a role in the set up of the national licensing and registry that will include credit union loan origination staff.

SAN FRANCISCO -- The first significant revision to the payment card industry data security standards (PCI DSS) since they're implementation includes a deadline for the largest card processing merchants

WASHINGTON -- The Department of Housing and Urban Development Nov. 13 issued long-awaited rules to reform the Real Estate Settlement Procedures Act requirements.

WASHINGTON - Freddie Mac and Fannie Mae have suspended foreclosures until Jan. 9, 2009. The GSEs said the suspension will give servicers time to implement the mass modification program announced last week by Fannie, Freddie and FHFA.