{
  "author": {
    "name": "Nicki Howell",
    "webUrl": "/author/profile/nicki-howell/",
    "description": "<div class=\"ContentPasted0\">Nicki Howell is a freelance writer with over a decade of experience writing about credit unions, finance, commercial real estate and technology.</div>",
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    "estimate": 3,
    "social": [
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        "network": "twitter",
        "value": ""
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      {
        "network": "linkedin",
        "value": ""
      },
      {
        "network": "facebook",
        "value": ""
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      {
        "network": "googlePlus",
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    "articles": [
      {
        "uri": "/2024/04/29/digital-readiness-means-many-things-to-many-people-what-does-it-mean-for-your-credit-union/",
        "title": "'Digital Readiness' Means Many Things to Many People. What Does it Mean for Your Credit Union?",
        "byline": "Nicki Howell",
        "kicker": "",
        "prettyDate": "April 29, 2024",
        "timeToRead": "5 minute",
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          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/276/2024/04/AdobeStock_606154169-e1714406165688.jpeg",
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        "authors": [
          {
            "webUrl": "/author/profile/nicki-howell/",
            "name": "Nicki Howell"
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        ],
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        "summary": "Member digital experience, effective use of data, and how AI makes them possible are key topics that have credit union executives asking \"Where are we and where are we going?\"",
        "body": null
      },
      {
        "uri": "/2023/02/21/creating-a-credit-card-rewards-program-that-drives-cardholder-engagement-and-loyalty/",
        "title": "Creating a Credit Card Rewards Program that Drives Cardholder Engagement and Loyalty",
        "byline": "Nicki Howell",
        "kicker": "",
        "prettyDate": "February 21, 2023",
        "timeToRead": "3 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/276/2023/02/ampliFI-MKnoop-and-RSilvia-616x372.jpg",
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        },
        "authors": [
          {
            "webUrl": "/author/profile/nicki-howell/",
            "name": "Nicki Howell"
          }
        ],
        "kickerNode": [],
        "summary": "The average American is enrolled in up to 14 different loyalty programs. Breaking through the noise can be a game-changer for credit unions.",
        "body": null
      },
      {
        "uri": "/2022/02/24/the-secret-to-credit-union-success-may-be-assessments/",
        "title": "The Secret to Credit Union Success May Be Assessments",
        "byline": "Nicki Howell (SPONSORED)",
        "kicker": "",
        "prettyDate": "February 24, 2022",
        "timeToRead": "3 minute",
        "image": {
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        "authors": [
          {
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            "name": "Nicki Howell (SPONSORED)"
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        ],
        "kickerNode": [],
        "summary": "The business environment has changed, and new ways of evaluating talent will be important to thriving in the new normal, says Deedee Myers.",
        "body": null
      }
    ]
  }
}