For the second year in a row, the $4 billion PSECU said it will issue a $10 million Relationship Reward to its membership.

The Harrisburg, Pa.-based credit union said in a Thursday release it generated 2013 earnings in excess of funds needed to cover operating expenses and capital reserves, prompting the payout.

Eligible members will receive a minimum payout of $10, with the final amount for each member determined by two components. The first is usage of eligible products and services, which earns a fixed dollar amount. The second component is a percentage payout based on both the amount the individual member and the entire membership received in total dividends earned and interest paid in the past year.

 “We're extremely pleased to be issuing the Relationship Reward for the second year in a row,” said President Gregory A. Smith. “It's one more benefit on top of the everyday value we strive to deliver. Thanks to our members, we're as strong as ever and as a member-owned financial cooperative, it's only right that we give back to them.”