Mobile bill pay usage is growing, with more than six millionAmericans using smartphones to pay bills in the past year,according to Fiserv Inc.'s 2011 Billing Household Survey.

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Other lead findings from the third annual online poll was thatnearly 20% of online consumer households change the way they billseach month and that e-billing interest has hit a new high, thecompany said.

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“Consumers indicate it is important for billers to providemultiple payment options and many report changing the way they paytheir bills month-to-month due to timing and funds availability,”Fiserv said in a statement about the report.

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The most common method of paying bills online is at biller orfinancial institution sites, followed by check and auto debit,Fiserv said. The company said it also found that 30% of onlineconsumers have visited a biller's site using their mobile browserto access a monthly bill, typically phone, cable, credit card andutilities.

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The poll also found that 32% of consumers who pay bills at theirbank site already receive e-bills and that 38% percent ofnon-recipients are interested, the highest in the survey's threeyears.

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Of the 6 million consumers who said they had paid a bill with a mobile device, more than 40% used a mobilebrowser to pay their bill, while 35% used an app downloaded from abiller or a bank and 17% used text to pay.

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Six out of every 10 mobile bill payments were made with somekind of card, either debit, credit or prepaid, Fiserv said.

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Fiserv said its annual Billing Household Survey was conducted inMay 2011 by The Marketing Workshop and reflects the responses of2,500 adult consumers who are responsible for paying theirhousehold bills.

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The company said results are representative of the United Statesonline population of households, which it said is approximately96.4 million out of the 121 million households in the UnitedStates.

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