In a time of statewide budget cuts, Local Government Federal Credit Union has found a creative way to support the state's emergency response personnel.

The Raleigh, North Carolina credit union has recently launched a new exclusive Visa debit card for all North Carolina rescue/EMS workers and their families.

The specially-structured card works by donating 50% of the merchant's transaction fee from every purchase to the N.C. Association of Rescue and Emergency Medical Services. Instead of fees coming out of the pockets of rescue/EMS workers and their families, store merchants pay the fees to process the debit card transactions. LGFCU simply takes 50% of the fee and directs it to the NCAR&EMS, rather than into its own revenue.

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