Financial institutions that originate mortgages must submit background information and fingerprints for the licensing of loan originators, under proposed rules issued by NCUA and five other regulatory agencies.

Teres Solutions said it is now integrating the account opening solution from Andera into its SAIL automated lending platform.

Truliant Federal Credit Union in Winston-Salem, N.C., has deployed the FraudMAP behavioral activity monitor from Guardian Analytics of Los Altos, Calif.

While direct mail card offers slid in 2008, more of them were for cards that carry annual fees, according to market research firm Synovate.