certainly am convinced of the validity of the statement in the Editor-in-Chief's Feb. 3 column that "In the pages of the Credit Union Times,

Michigan regulators have two merger applications pending this month, one being the largest in years, a $1.4 billion consolidation of NuUnion CU of Lansing and Detroit Edison CU of Plymouth and the other a regional compact involving a troubled Detroit CU.

More voters would back credit unions over banks in a legislative fight and almost 80% of voters have a favorable opinion of credit unions.

Credit unions seeking to promote their cards to their members would do well to promote them first to their own front line staff that will, in turn, introduce them to CU members.