An increased regulatory burden has not dissuaded credit unions from originating and servicing mortgages at least as much as they have in the past.

Remember when workers regularly left the office at 5 p.m. to enjoy a relaxing evening with their families, never to hear a peep from their employers or coworkers until they returned to work the next morning?

Seventeen credit unions are now battling class action suits over how they handle accounts with insufficient funds.