Maybe not a pot of gold, but a real live credit union, awaits at the end of this rainbow shot Monday morning near Cleveland Hopkins Airport.

The Pew Research Centers Internet & American Life Project cited unwanted sales texts (and calls) and slow download speeds as among the most prevalent problems that mobile phone users face.

Credit union executives are right to be concerned not only about the future of their business, but also of the potential dilution of their brand as new players enter the market.