WASHINGTON - Watch NCUA Board Members Michael Fryzel and Rick Metsger discuss the mid-year budget adjustment.

Payment processors say CUs are behind pace to upgrade to EMV chips by October 2015 and may face fraud loss liability.

Payment processors say CUs are behind pace to upgrade to EMV chips by October 2015 and may face fraud loss liability.

Building a stronger presence within the insurance sector may also be worth the effort because it keeps members close to home.