Regulatory & Compliance

Despite all the risk-weighting, the NCUA can require whatever it wants of your credit union's capital.

Evangelical Christian Credit Union, which makes business loans to churches and missionary organizations, would fall from well-capitalized to undercapitalized.

Evangelical Christian Credit Union, which makes business loans to churches and missionary organizations, would fall from well-capitalized to undercapitalized.

Any time new rules and regulations are implemented, there could be unintended consequences.

Credit unions and the NCUA share balance sheet strategies to counter inevitable rate increases.

Credit union loan-to-share ratios climbed to 70.3% in December 2013; loan growth outpaced savings for first time since 2007.