Payments/Credit/Debit

But Fed report shows banks gained in consumer term loans as credit union auto lending stalled.

CUs including HawaiiUSA FCU to participate in a pilot with the Federal Reserve's real-time payments network, set to launch in July.

CUs must strike a balance between increasing risk appetite, retaining membership and expanding deposits.

The offering allows PSCU credit unions to set up customized, incremental card transaction payment plans for members.

The payment processor uses a 2015 ACH file, causing untold amounts to be removed from members' accounts.

CU Times speaks with PSCU's Scott Young about removing friction for an instant digital lending experience.