Lending

Trade group revises fall delinquency rates upward, including a big spike for November.

Fed report shows credit unions are making meager, below-average portfolio gains for both major consumer loan categories.

Alternative credit scoring can better measure risk while also adding targeted services for members.

One notable trend from Q3 2024 is a slight uptick in prime and super prime borrowers opting for used financing.

The Mortgage Bankers Association concentrates most of its pessimism on refinance originations in next year’s first quarter.

However, cities in the Midwest remain more manageable in terms of costs.