Expert Opinion

The Fed can employ four key strategies to achieve increased adoption across U.S. financial institutions.

Implement real-time payments, a subscription management tool and a financial advisor tool into digital banking.

Gen AI enables even the highest-rated CUs to provide more personalized, timely and effective service to members.

CUs must remain adaptable and proactive, anticipating regulatory changes and preparing to meet new compliance requirements.

Fingerprint recognition solutions allow for improves security while reducing internal and external friction points.

Offer custom credit products and provide a streamlined lending process to attract and retain lifelong members.