{
"data": {
"slug": "credit-union-times-magazine-september-03-2003",
"title": "Credit Union Times Magazine-September-03, 2003",
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{
"uri": "/2003/09/02/some-privately-insured-cus-do-not-adequately-discl/",
"title": "Some Privately Insured CUs Do Not Adequately Disclose Lack of Federal Insurance, GAO Says",
"summary": "WASHINGTON-The U.S. General Accounting Office found during a recent study that some privately insured credit unions are not "adequately" disclosing their private insurance status, a discovery that could heat up the private insurance debate all over again. "Some privately insured credit unions GAO visited did not adequately disclose that these...",
"byline": "Sarah Snell Cooke",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "1329",
"timeToRead": "7 minute",
"readtime": "7",
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{
"uri": "/2003/09/02/digital-dialogueumonitor-team-up-for-remote-member-sign-up/",
"title": "Digital Dialogue/uMonitor Team Up For Remote Member Sign-up",
"summary": "AUBURN HILLS, Mich. - Call center and online lending specialist Digital Dialogue and account aggregation provider uMonitor have joined forces to provide credit unions with the tools to allow potential members to not only apply for membership, but fund a new account electronically. Online, members fill in and submit an...",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "168",
"timeToRead": "1 minute",
"readtime": "1",
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/09/02/cunas-council-forum-convenes-in-d-c-meets-with-mica-dollar/",
"title": "CUNA's Council Forum Convenes in D.C.; Meets with Mica, Dollar",
"summary": "WASHINGTON - In a first, leaders from all six of CUNA's councils trekked to the nation's capital for a few days to meet with CUNA President/CEO Dan Mica and other CUNA leaders on a variety of topics. The group was made up of the CUNA Council Forum, which is comprised...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "270",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/09/02/credit-union-groups-share-views-with-dod-concerning-on-base-commercial-solicitation/",
"title": "Credit Union Groups Share Views With DoD Concerning On-Base Commercial Solicitation",
"summary": "ARLINGTON, Va.-Small contingents from NAFCU, CUNA and Navy Federal Credit Union attended a Department of Defense-sponsored public forum to solicit public comments on the re-write of DoD Directive 1344.7, which covers personal commercial solicitation on DoD installations. NAFCU President and CEO Fred Becker spoke during the forum on NAFCU's position...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "303",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/sarah-snell-cooke/",
"name": "Sarah Snell Cooke"
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{
"uri": "/2003/09/02/citing-the-cost-factor-missouri-credit-union-drops-multi-county-fom-bid/",
"title": "Citing the Cost Factor, Missouri Credit Union Drops Multi-County FOM Bid",
"summary": "JEFFERSON CITY, Mo. - A small Missouri credit union, which might have figured in the so-called \"Telcomm\" field of membership case which comes before the Missouri Supreme Court this month, is dropping its bid to expand into three counties. \"Our board decided that we can't afford the attorneys fees, and...",
"byline": "Jim Rubenstein",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "443",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"webUrl": "/author/profile/jim-rubenstein/",
"name": "Jim Rubenstein"
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{
"uri": "/2003/09/02/american-bar-associations-credit-union-committee-a/",
"title": "American Bar Association's Credit Union Committee Approves Volunteer Legal Services for Newly Chartered Credit Unions",
"summary": "SAN FRANCISCO - In an effort to promote its image and woo other attorneys who may not be aware of its existence, the Credit Union Committee of the business law section of the American Bar Association will soon start offering free legal services to newly-chartered credit unions. The measure, approved...",
"byline": "Michelle A. Samaad",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "440",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"name": "Michelle A. Samaad"
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{
"uri": "/2003/09/02/etrade-joins-fiserv-eft-network/",
"title": "E*TRADE Joins Fiserv EFT Network",
"summary": "BROOKFIELD, Wis. - Fiserv has announced that E*Trade Access, the Arlington, Virginia-based ATM deployer that is a subsidiary of E*Trade Bank, has signed an agreement that will add its 15,000 machines to Fiserv's ACCEL/Exchange EFT Network. The addition of the ATMs lifts ACCEL's total number of machines to over 50,000...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "181",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/09/02/cuna-files-joint-petition-opposing-fcc-fax-rule-trade-earns-5-of-fee-based-revenue-from-fax-driven-sales/",
"title": "CUNA Files Joint Petition Opposing FCC Fax Rule; Trade Earns 5% of Fee-based Revenue from Fax Driven Sales",
"summary": "WASHINGTON-CUNA, in conjunction with the U.S. Chamber of Commerce and seven other organizations, filed a petition with the Federal Communications Commission in opposition to the written, but yet to be implemented, do-not-fax rule under the Telephone Consumer Protection Act. The FCC also approved a rule that would prohibit faxing entities...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "394",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/09/02/ncuas-third-annual-budget-briefing-scheduled-for-oct-10/",
"title": "NCUA's Third Annual Budget Briefing Scheduled for Oct. 10",
"summary": "ALEXANDRIA, Va.-NCUA Chairman Dennis Dollar recently announced that the agency has slated its third annual Budget Briefing and Public Forum for the morning of Oct. 10. The briefing, given by NCUA Executive Director Len Skiles, will provide credit unions their first glimpse into the agency's 2004 budget and invite public...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "211",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/09/02/new-atms-soon-to-put-new-zealand-cu-members-in-touch-with-their-money-247/",
"title": "New ATMs Soon to Put New Zealand CU Members in Touch with Their Money 24/7",
"summary": "HAMILTON, New Zealand - New \"hole-in-the-wall\" automatic teller machines - giving credit union members unfettered access for the first time to ATMs at their own financial institutions - will be launched Sept. 11 at the New Zealand Association of Credit Unions annual conference here. The introduction of the new machines...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "539",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/09/02/donations-219/",
"title": "DONATIONS",
"summary": "NRL Federal Credit Union, Oxon Hill, Md., has hosted a car wash to raise money for the local Children's Hospital. Car Wash Supplies were donated by NRLFCU staff and Enterprise Car Sales. Over 15 staff members washed cars and raised over $900 for the Children's Hospital. Spokane Area Credit Unions,...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "489",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"name": "Staff Writer"
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{
"uri": "/2003/09/02/credit-union-bank-coalition-delivers-latest-arguments-in-california-card-case/",
"title": "Credit Union, Bank Coalition Delivers Latest Arguments in California Card Case",
"summary": "ARLINGTON, Va. - The coalition of NAFCU, CUNA, several nationwide bank associations and some nationwide bank card issuers have delivered their latest round of arguments in the ongoing dispute of California's proposed card regulation law. Under terms of the now suspended law, credit unions and banks with card holders in...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "279",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/09/02/safeway-northwest-cu-member-will-be-living-off-of-di-for-two-months/",
"title": "Safeway Northwest CU Member Will be Living Off of DI for Two Months",
"summary": "CALABASAS, Calif. - Roni Wilhelm, a member at Safeway Northwest CU, won't be paying any bills for two months, thanks to Digital Insight. Wilhelm won DI's "Live Free for 60 Days" online bill payment sweepstakes. The sweepstakes is part of DI's Growth and Retention Program. Digital Insight provided its clients...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "133",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/09/02/wescorp-callahan-associates-team-up-to-demystify-net-economic-value-via-webinar/",
"title": "WesCorp, Callahan & Associates Team Up to Demystify Net Economic Value via Webinar",
"summary": "SAN DIMAS, Calif. - With lowly interest rates and rapid growth in mortgage lending, credit unions may want to gauge the interest rate risk on their balance sheets and how net economic value (NEV) can help them measure long-term risks, but NEV can be a complex tool to use. More...",
"byline": "Michelle A. Samaad",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "730",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/michelle-a-samaad/",
"name": "Michelle A. Samaad"
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{
"uri": "/2003/09/02/anti-fraud-exchange-helps-fight-against-fraudsters/",
"title": "Anti-Fraud Exchange Helps Fight Against Fraudsters",
"summary": "SCOTTSDALE, Ariz. - A little-known but rapidly growing database of incident records is a primary weapon against account fraud and identity theft that CUNA Mutual Group and Primary Payment Systems will soon be featuring access to in a new partnership. It's the Anti-Fraud Exchange, a cross-industry depository of records added...",
"byline": "Marc Rapport",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "797",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/marc-rapport/",
"name": "Marc Rapport"
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{
"uri": "/2003/09/02/prime-alliance-solutions-makes-private-placement-offering/",
"title": "Prime Alliance Solutions Makes Private Placement Offering",
"summary": "TUKWILA, Wash. - Three years after it was formed as a wholly-owned CUSO of Boeing Employees' Credit Union to offer credit unions a streamlined Internet lending solution, Prime Alliance Solutions has filed a private placement memorandum with its credit union and CUSO members to offer them the opportunity to become...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "389",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"uri": "/2003/09/02/nafcu-distributes-40000-to-armed-service-charities/",
"title": "NAFCU Distributes $40,000 to Armed Service Charities",
"summary": "ARLINGTON, Va.-NAFCU presented four checks recently to the four armed services charities for $10,000 each. The Army Emergency Relief, Air Force Aid Society, Coast Guard Mutual Assistance, and Navy-Marine Corps Relief Society evenly split the $40,000 raised by NAFCU, The funds provide emergency financial assistance to military personnel and their...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "179",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/sarah-snell-cooke/",
"name": "Sarah Snell Cooke"
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{
"uri": "/2003/09/02/women-entrepreneurs-welcomed-at-santa-cruz-community-cu/",
"title": "Women Entrepreneurs Welcomed at Santa Cruz Community CU",
"summary": "SANTA CRUZ, Calif. - If you're a woman, and you dream of starting or expanding your own business, Santa Cruz Community Credit Union wants to help. In fact, efforts by SCCU to build economic opportunity for women have won national recognition from the Community Investing Campaign, a Washington, D.C. -...",
"byline": "Eileen Courter",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "730",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/eileen-courter/",
"name": "Eileen Courter"
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"uri": "/2003/09/02/becu-program-eases-sting-of-financial-hardships-of-latest-boeing-layoffs/",
"title": "BECU Program Eases Sting of Financial Hardships of Latest Boeing Layoffs",
"summary": "TUKWILA, Wash. - As a sputtering economy continues to force businesses to readjust, many employees have been jettisoned as excess baggage. Those who are members of credit unions may have found their landing softened a bit. Boeing Employees Credit Union headquartered in Tukwila, Wash., for example, is assisting members who...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "654",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/09/02/credit-unions-hurting-themselves-with-low-card-limits-pscu-hopes-to-put-some-flexibility-into-cu-card-limits/",
"title": "Credit Unions Hurting Themselves with Low Card Limits; PSCU Hopes To Put Some Flexibility into CU Card Limits",
"summary": "ARLINGTON, Va. - When a bank purchases a credit union card portfolio it frequently reviews the credit card accounts of current cardholders with an eye toward increasing the card limits. This is because credit unions, in general, are known for having card portfolios that are not being used to their...",
"byline": "David Morrison",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "1033",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
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"name": "David Morrison"
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{
"uri": "/2003/09/02/cuna-councils-doing-good-could-be-problem/",
"title": "CUNA Councils Doing Good Could Be Problem",
"summary": "Ten years after the first one was created, CUNA's councils, now six in number and with more a possibility, are starting to attract a lot more attention. As CUNA Council Forum Chairman Gayle Rust Gustafson put it during a recent meeting in D.C.: \"We as councils represent some 2,500 executive...",
"byline": "Peter Westerman",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "1005",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
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"webUrl": "/author/profile/peter-westerman/",
"name": "Peter Westerman"
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"uri": "/2003/09/02/credit-unions-large-and-small-trying-to-take-advantage-of-tip/",
"title": "Credit Unions Large and Small Trying to Take Advantage of TIP",
"summary": "WASHINGTON-Single sponsor credit unions of all shapes and sizes are lining up to take a TIP from NCUA-Trade, Industry, Profession charter that is. So far, 10 federal credit unions have applied for TIP charters. On March 27, 2003, the NCUA Board made its latest updates to the Field of Member...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "1038",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
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"webUrl": "/author/profile/sarah-snell-cooke/",
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"uri": "/2003/09/02/id-theft-getting-easier-to-commit-best-protection-is-awareness-of-credit/",
"title": "ID Theft Getting Easier to Commit; Best Protection is Awareness of Credit",
"summary": "NASHVILLE - Frank Abagnale knows fraud and what he sees going on with identity theft amazes him. \"It truly is the simplest crime that I have come across in my entire career, and I've been on both sides of the law. Any one can become you,\" said Abagnale. Some 750,000...",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "981",
"timeToRead": "5 minute",
"readtime": "5",
"authors": [
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"uri": "/2003/09/02/gartner-report-slams-it-security-standby-but-practitioners-say-it-aint-necessarily-so/",
"title": "Gartner Report Slams IT Security Standby, but Practitioners Say It Ain't Necessarily So",
"summary": "STAMFORD, Conn. - IDS is RIP, or will be soon. That's the word from a leading think firm which declares that intrusion-detection systems and their successors, intrusion-prevention systems, are hyped-up market failures that may soon prove to be a waste of time, money, and perhaps worse if they fail to...",
"byline": "Marc Rapport",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "1009",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
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"webUrl": "/author/profile/marc-rapport/",
"name": "Marc Rapport"
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{
"uri": "/2003/09/02/it-attacks-continue-to-escalate-in-size-and-sophistication-defenses-grow-too/",
"title": "IT Attacks Continue to Escalate in Size and Sophistication; Defenses Grow, Too",
"summary": "COLUMBIA, S.C. - For anyone who might feel so jaded by hearing about the latest computer virus, worm or hack attack in the news every day that complacency is setting in, Jon Ramsey has some numbers for you to consider. \"SecureWorks' intrusion prevention technology has prevented the effect of over...",
"byline": "Marc Rapport",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "1311",
"timeToRead": "7 minute",
"readtime": "7",
"authors": [
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"webUrl": "/author/profile/marc-rapport/",
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{
"uri": "/2003/09/02/instant-news/",
"title": "Instant News",
"summary": "The Credit Union Times Web site just got more visitor friendly. And more functionality improvements are on the way. Every news item that appears on our Web site now carries an e-mail address at the bottom. This not only tells site visitors who wrote the story, but more important, makes...",
"byline": "Peter Westerman",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "259",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/peter-westerman/",
"name": "Peter Westerman"
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{
"uri": "/2003/09/02/west-virginia-league-designates-gmac-mortgage-as-preferred-mortgage-provider-for-cus/",
"title": "West Virginia League Designates GMAC Mortgage as Preferred Mortgage Provider for CUs",
"summary": "PARKERSBURG, W. Va. - The West Virginia Credit Union League has formed an alliance with GMAC Mortgage Corp. that designates the residential mortgage originator and servicer as the preferred mortgage provider to credit unions in the state and their members. Under the agreement, GMAC Mortgage based in Horsham, Pa. will...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "141",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/09/02/tech-cu-offering-members-a-biometric-option/",
"title": "Tech CU Offering Members a Biometric Option",
"summary": "SAN JOSE, Calif. - Biometric technology has been slow to catch on in credit unions, but things seem to be speeding up. The latest example is at the $1 billion Tech Credit Union in San Jose where members can use biometric PIN pads to positively identify themselves to perform in-branch...",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "179",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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"uri": "/news/",
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{
"uri": "/2003/09/02/merger-would-make-1-billion-first-tech-even-larger/",
"title": "Merger Would Make $1 Billion First Tech Even Larger",
"summary": "BEAVERTON, Ore. - If everything goes as planned, First Technology CU, Beaverton, Ore., the second largest credit union in the state, will merge and be the surviving credit union, with Oregon Metro FCU, Eugene, Ore. First Tech has more than $1 billion in assets. Oregon Metro has $54 million. Oregon's...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "161",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/09/02/first-south-cu-wins-best-seat-on-campus-and-plans-on-taking-advantage-of-it/",
"title": "First South CU Wins Best Seat on Campus and Plans on Taking Advantage of It",
"summary": "BARTLETT, Tenn. - With the opening of an on-campus branch First South Credit Union is on its way to building lasting financial relationships with University of Memphis students and teachers. \"It's a very diverse population,\" said First South CU President/CEO W. Craig Esrael. \"There are students who may need credit...",
"byline": "Myriam DiGiovanni",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "530",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
{
"webUrl": "/author/profile/myriam-digiovanni/",
"name": "Myriam DiGiovanni"
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{
"uri": "/2003/09/02/cunas-bloch-cu-reps-to-meet-with-hud-on-proposed-respa-changes/",
"title": "CUNA's Bloch, CU Reps to Meet with HUD on Proposed RESPA Changes",
"summary": "WASHINGTON - There's still no official word yet from the U.S. Department of Housing and Urban Development on when the federal agency will release its final rule that amends the Real Estate Settlement Procedures Act (RESPA). But given that the clock is ticking and there have been indications that an...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "520",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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{
"uri": "/2003/09/02/cia-honors-20-year-employee/",
"title": "CIA Honors 20-Year Employee",
"summary": "SAN DIEGO - Place a call to financial institution consulting firm Counter Intelligence Associates and chances are Dorothy Twomey will help direct your call. This month, 82-year-old Twomey considered the \"voice\" of CIA, celebrates 20 years of service. Staff and guests marked the anniversary with a gala dinner at the...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "195",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/09/02/university-of-utah-cu-making-charter-switch/",
"title": "University of Utah CU Making Charter Switch",
"summary": "SALT LAKE CITY - Still another large state-chartered Utah credit union is moving to the federal charter. The $321 million University of Utah Credit Union, the fourth largest CU in the state, has filed with NCUA's Concord, Calif. region office to convert. It follows by a week the announcement by...",
"byline": "Jim Rubenstein",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "250",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/jim-rubenstein/",
"name": "Jim Rubenstein"
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{
"uri": "/2003/09/02/pacua-commits-120000-to-rename-room-at-cu-house/",
"title": "PACUA Commits $120,000 to Rename Room at CU House",
"summary": "HARRISBURG, Pa. - The board of directors of the Pennsylvania Credit Union Association committed to raise $120,000 from affiliated credit unions to sponsor the Capitol View Room at the Credit Union House in Washington, D.C. and rename it \"the Pennsylvania Room.\" PCUA chairman Ron Lasich said \"Pennsylvania played a pivotal...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "134",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/09/02/e-mail-is-great-for-casual-communications-but-beware-of-interceptors/",
"title": "E-Mail is Great for Casual Communications, But Beware of Interceptors",
"summary": "E-mail is a great tool for quick communications. In today's world of fast paced offices and home lives, e-mail is an ever growing medium of communications. However, accepting e-mail at face value can be a critical mistake. Just ask anyone who has inadvertently allowed a virus into their computer system...",
"byline": "Staff Writer",
"kicker": "Commentary",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "731",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/09/02/aba-reformats-panel-to-plot-anti-cu-strategy/",
"title": "ABA Reformats Panel to Plot Anti-CU Strategy",
"summary": "WASHINGTON - CUNA said this week it is \"well aware\" of the latest anti-credit union strategy contained in a new American Bankers Association membership report which cited creation of a newly-constituted \"State Association Credit Union Coordinating Committee.\" The mission of the 12-member ABA panel, said the report, will be to...",
"byline": "Jim Rubenstein",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "519",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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{
"uri": "/2003/09/02/gov-davis-signs-california-privacy-bill-in-to-law/",
"title": "Gov. Davis Signs California Privacy Bill in to Law",
"summary": "SACRAMENTO, Calif. - As he promised to do, Gov. Gray Davis signed Calfiornia's historic privacy bill in to law, giving California consumers the right to block banks, insurance companies and other financial institutions from sharing most of their personal information. SB 1, the California Financial Information Privacy Act by Sen....",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "210",
"timeToRead": "2 minute",
"readtime": "2",
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{
"uri": "/2003/09/02/requirements-of-section-43-of-the-fdia/",
"title": "Requirements of Section 43 of the FDIA",
"summary": "Section 43 of the Federal Deposit Insurance Act, as amended by the Federal Deposit Insurance Corporation Improvement Act of 1991, requires depository institutions without federal deposit insurance to: * Include conspicuously on all periodic account statements, signature cards, passbooks, certificates of deposits, or similar instruments evidencing a deposit, a notice...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "348",
"timeToRead": "2 minute",
"readtime": "2",
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{
"uri": "/2003/09/02/municipal-employees-credit-union-among-lenders-working-to-ease-baltimore-traffic-through-innovative-mortgage-program/",
"title": "Municipal Employees Credit Union Among Lenders Working to Ease Baltimore Traffic through Innovative Mortgage Program",
"summary": "BALTIMORE - Lenders here are hoping that several incentives will be enough to convince potential homeowners to buy houses near major train or bus stops as the city grapples with heavy commuter traffic. Municipal Employees Credit Union (MECU), Chevy Chase Bank, Fannie Mae and SunTrust Mortgage are participating in the...",
"byline": "Michelle A. Samaad",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "458",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"webUrl": "/author/profile/michelle-a-samaad/",
"name": "Michelle A. Samaad"
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{
"uri": "/2003/09/02/big-merger-in-rochester/",
"title": "Big Merger in Rochester",
"summary": "ROCHESTER, N.Y. - The Summit Federal Credit Union and Buffalo Telephone Employees Credit Union announced plans to merge effective October 1. \"Our combined resources make us the largest single credit union in the Buffalo area and will provide a great impetus for future growth,'' said The Summit FCU President/CEO Michael...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "76",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/09/02/culac-makes-largest-contributions-to-republicans/",
"title": "CULAC Makes Largest Contributions to Republicans",
"summary": "WASHINGTON-Republicans running for reelection to the U.S. Congress received the highest political action committee contributions from CUNA last month, according to data from the Federal Election Commission. Senate Banking Committee Chairman Richard Shelby (R-Ala.) received $5,950.05 from CUNA's Credit Union Legislative Action Council between campaign contributions and an event held...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "147",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/09/02/credit-union-leasing-launches-financing-program-for-cu-business-members/",
"title": "Credit Union Leasing Launches Financing Program for CU Business Members",
"summary": "ARVADA, Colo. - Credit unions now have another product they can offer their business members - equipment lease financing. Credit Union Leasing, a division of LeaseProcess, has launched a full-service Equipment Lease Financial Program for credit union business members that will allow credit unions to lease the equipment to business...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "121",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"uri": "/2003/09/02/american-airlines-fcu-applies-for-tip-field-of-membership-expansion/",
"title": "American Airlines FCU Applies for `TIP' Field of Membership Expansion",
"summary": "FORT WORTH, Texas - American Airlines Federal Credit Union, the eighth largest credit union in the U.S. with $4 billion in assets, has applied to the NCUA for a TIP (trade, industry or profession) field of membership expansion. At press time, AAFCU had not received approval on its application, but...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "354",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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{
"uri": "/2003/09/02/michigan-credit-union-message-hits-the-highways/",
"title": "Michigan Credit Union Message Hits the Highways",
"summary": "PLYMOUTH, Mich. - The Michigan Credit Union Marketing Alliance is taking the message that consumers will find better rates, lower fees and exceptional service at a credit union to the road. In celebration of Credit Union Week, starting in October, Michigan drivers will see over 125 billboards across the state's...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "111",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/09/02/rising-mortgage-rates-dont-dampen-existing-home-sales/",
"title": "Rising Mortgage Rates Don't Dampen Existing Home Sales",
"summary": "WASHINGTON - Despite fixed rate mortgages rising to more than 6.0% in July, sales of existing homes rose 5% to a record high of last month, the National Association of Realtors reported. Sales of already owned homes rose to a seasonally adjusted rate of 6.12 million. Some analysts had forecasted...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "98",
"timeToRead": "1 minute",
"readtime": "1",
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"uri": "/2003/09/02/health-care-costs-behind-labor-dispute-at-inland-employees-fcu-cu-wants-employees-to-start-paying-20/",
"title": "Health Care Costs Behind Labor Dispute at Inland Employees FCU; CU Wants Employees to Start Paying 20%",
"summary": "EAST CHICAGO, Ind. - The rising cost of health insurance and the question of who should pay the bill promises to get more attention across the nation in the coming months. The issue looms at the heart of a credit union labor dispute in Indiana. On Friday, August 22, members...",
"byline": "David Morrison",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "701",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/david-morrison/",
"name": "David Morrison"
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"uri": "/2003/09/02/pcua-task-force-to-assess-needs-help-credit-unions-competitively-deal-with-evolving-lending-model/",
"title": "PCUA Task Force to Assess Needs, Help Credit Unions Competitively Deal with Evolving Lending Model",
"summary": "HARRISBURG, Pa. - The lending paradigm has changed, and the Pennsylvania Credit Union Association wants to arm credit unions with the know-how and necessary resources to be able to compete in the evolving lending environment. That will be the job of a task force to be formed by the PCUA...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "435",
"timeToRead": "3 minute",
"readtime": "3",
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"uri": "/2003/09/02/cu-develops-creative-loan-solutions-for-immigrants/",
"title": "CU Develops Creative Loan Solutions for Immigrants",
"summary": "PHOENIX - Chicanos Por La Causa Federal Credit Union has launched a loan program to help immigrants here build credit. Members can apply for a loan using individual taxpayer identification numbers, (ITIN), in place of Social Security numbers. For the past 20 years, the credit union has helped new immigrants...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "133",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/09/02/d-c-leaders-participate-in-cu-branch-opening/",
"title": "D.C. Leaders Participate in CU Branch Opening",
"summary": "GREENSBORO, N.C.-Treasury's Assistant Secretary for Financial Institutions Wayne Abernathy traveled to Latino Community Credit Union last week. Last Monday morning, Abernathy made unscripted remarks at the credit union's opening of its fourth branch. Congressman Howard Coble (R-N.C.) also made an appearance. According to NCUA data, Latino Community Credit Union has...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "58",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/09/02/state-national-raises-capital/",
"title": "State National Raises Capital",
"summary": "FORT WORTH, Texas - State National Companies, a financial services provider to credit union, has raised $7.5 million in capital through the issuance of floating rate trust preferred securities by TBA Statutory Trust. This marks the company's second issuance this year. The floating rate trust preferred securities are redeemable at...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "83",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/09/02/pen-air-fcu-has-branch-will-travel/",
"title": "Pen Air FCU Has Branch Will Travel",
"summary": "PENSACOLA, Fla- Talk about service where you need it. Pen Air Federal Credit Union's Mobile Service Center, a 38-foot mobile office on wheels is designed to provide "curbside" financial service to members and serve the community at special events. Offering ATM access, as well as account and teller access, the...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "90",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/09/02/rds-successfully-completes-sas70-audit/",
"title": "RDS Successfully Completes SAS70 Audit",
"summary": "INDIANAPOLIS - Credit union data processor RDS has successfully completed its annual Type 2 SAS70 audit. It was conducted by independent auditing firm Crowe Chizek and Company LLC. The audit evaluated controls related to RDS' cuStar core DP system and service center operations for a six-month period. Credit union clients...",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "95",
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{
"uri": "/2003/09/02/special-report-it-security-5/",
"title": "Special Report: IT Security",
"summary": "Credit union IT defenses have to be firm to guard against the growing number of computer viruses and worms. See pages 18-21.",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "22",
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{
"uri": "/2003/09/02/more-credit-please/",
"title": "More Credit Please",
"summary": "Are credit unions missing a golden opportunity by not offering members a high enough credit card limit? See story page 10.",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "21",
"timeToRead": "1 minute",
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{
"uri": "/2003/09/02/ohio-regulator-challenges-accuracy-of-gao-statement/",
"title": "Ohio Regulator Challenges Accuracy of GAO Statement",
"summary": "WASHINGTON-The Ohio Department of Commerce, which regulates state chartered credit unions there, challenged a section of the recent General Accounting Office study on the Federal Deposit Insurance Corporation Improvement Act of 1991 as inaccurate. In its recent study, GAO stated, \"Section 43 prohibits depository institutions lacking federal deposit insurance from...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "208",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"uri": "/2003/09/02/mid-atlantic-corporate-helping-members-comply-with-usa-patriot-act/",
"title": "Mid-Atlantic Corporate Helping Members Comply With USA Patriot Act",
"summary": "MIDDLETOWN, Pa. - Mid-Atlantic Corporate FCU has teamed with Coast to Coast Financial Services Inc. (CTCFS) to launch a new product to help its members comply with the USA Patriot Act. CTCFS will provide authentication of individuals by searching various nationwide public information databases over the Web. \"CTCFS uses one...",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "92",
"timeToRead": "1 minute",
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{
"uri": "/2003/09/02/cuna-adds-wisconsin-based-pr-staffer/",
"title": "CUNA Adds Wisconsin-based PR Staffer",
"summary": "MADISON, Wis. - CUNA's Madison operations has a new PR staffer. Katye Long is making the jump from food to credit unions. Long's last job was at the Madison, Wis.-based Whole Foods Market where she served as marketing/ community relations director. She will handle PR and corporate communications for CUNA's...",
"byline": "Staff Writer",
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"prettyDate": "September 02, 2003",
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"uri": "/2003/09/02/have-florida-banks-also-shifted-money-into-ric-tax-shelters-florida-dept-of-revenue-wants-to-know/",
"title": "Have Florida Banks Also Shifted Money into RIC Tax Shelters? Florida Dept. of Revenue Wants to Know",
"summary": "TALLAHASSEE, Fla. - Revenue collectors in states such as California, Utah and North Carolina aren't the only ones that want to know just how involved banks in their states have been in setting up registered investment company accounts to use as tax shelters to reduce their income taxes. The Florida...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "348",
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"uri": "/2003/09/02/cuao-board-signs-statement-of-unity/",
"title": "CUAO Board Signs Statement of Unity",
"summary": "BEAVERTON, Ore. - With bank attacks on the increase and credit unions facing the possibility of taxation, the Credit Union Association of Oregon's Board of Directors voted and approved an official Statement of Unity demonstrating Oregon credit unions' commitment to a united front. By signing the statement, the board said...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "197",
"timeToRead": "1 minute",
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{
"uri": "/2003/09/02/losing-atm-surcharge-shelter-has-cost-iowans-millions-league-says-the-banks-are-benefitting/",
"title": "Losing ATM Surcharge Shelter Has Cost Iowans Millions, League Says; the Banks are Benefitting",
"summary": "DES MOINES, Iowa - The Iowa Credit Union League says that Iowans have lost an estimated $10 million after a Federal Court ruled in March 2002 that Iowa's Electronic Funds Transfer law could not apply to federally chartered national banks. The Electronic Funds Transfer Act had been interpreted to disallow...",
"byline": "David Morrison",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "433",
"timeToRead": "3 minute",
"readtime": "3",
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"uri": "/2003/09/02/how-do-you-get-your-senior-members-excited-about-the-credit-union-take-them-on-a-trip/",
"title": "How do you get Your Senior Members Excited About the Credit Union? Take Them on a Trip",
"summary": "SHREVEPORT, La. - A jaunt to Dallas on an air-conditioned chartered bus for back-to-school shopping for the grandkids; a Texas-style barbecue with a Cajun twist; a gift bag stocked with a cloth, foldaway chair, canvas tote bag and Khaki shirts with gold-stitched embroidery - all paid for by Shreveport Federal...",
"byline": "Michelle A. Samaad",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "526",
"timeToRead": "3 minute",
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{
"uri": "/2003/09/02/ncr-is-readying-a-prototype-solar-atm/",
"title": "NCR is Readying a Prototype Solar ATM",
"summary": "ARLINGTON, Va. - NCR Corporation, the international manufacturer of ATMs based in Dayton, Ohio, has almost finished working on a prototype ATM that will run on solar power and batteries, the company said. \"The product is still a prototype but we are working on ironing out the final problems,\" reported...",
"byline": "David Morrison",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "429",
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"readtime": "3",
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{
"uri": "/2003/09/02/cutech-consortium-contracts-for-online-member-education-content/",
"title": "CUTech Consortium Contracts for Online Member Education Content",
"summary": "SAN FRANCISCO - Financial Finesse will be providing financial-education content to the Internet sites of the 20 credit unions belonging to the CUTech Technology Research Consortium. Financial Finesse is a San Francisco-based provider of unbiased financial education programs. CUTech is a provider of technology research, software, and consulting services. Consortium...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "178",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/09/02/finding-out-what-works-online/",
"title": "Finding Out What Works Online",
"summary": "MADISON, Wis. - For the fifth time, CUNA Mutual Group, CUNA & Affiliates, CUNA's Technology Council and the Information Technology Credit Union Association are teaming up to find out more about serving members online. The credit union groups are working on a research project with the Consortium for Global Electronic...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "129",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/09/02/small-oregon-cu-starts-fund-for-fallen-firefighters/",
"title": "Small Oregon CU Starts Fund For Fallen Firefighters",
"summary": "EUGENE, Ore. - The $4.2 million Oregon Urban and Rural Federal Credit Union, based in Eugene, has started a fund to help the families of eight local firefighters who were killed in an auto accident while returning from fighting one of the forest fires in Idaho. \"We are small credit...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "345",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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{
"uri": "/2003/09/02/cuna-responds-negatively-to-nacha-return-reason-code-questions/",
"title": "CUNA Responds Negatively to NACHA Return Reason Code Questions",
"summary": "WASHINGTON-CUNA strongly opposed suggestions included in a recent request for information by NACHA-The Electronic Payments Association-on automated clearinghouse returns that include a Standard Entry Class Code that is invalid for the account type or which the Receiving Depository Financial Institution believes may be fraudulent. NACHA specifically asked if a return...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "311",
"timeToRead": "2 minute",
"readtime": "2",
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{
"uri": "/2003/09/02/nafcu-writes-senate-banking-committee-leaders-urging-swift-action-on-reg-relief/",
"title": "NAFCU Writes Senate Banking Committee Leaders Urging Swift Action on Reg Relief",
"summary": "ARLINGTON, Va.-NAFCU recently wrote Senate Banking Committee Chairman Richard Shelby (R-Ala.) to request that regulatory relief legislation be introduced quickly in the Senate-NAFCU also made some suggestions for the substance of the proposed bill. "We realize that as Congress returns from the August recess there will be a number of...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "338",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/sarah-snell-cooke/",
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{
"uri": "/2003/09/02/credit-union-1-to-be-alaskas-sole-remaining-sccu-after-north-country-cu-merger/",
"title": "Credit Union 1 to be Alaska's Sole Remaining SCCU After North Country CU Merger",
"summary": "ANCHORAGE, Alaska - Credit Union 1, the second largest credit union in Alaska, will also be the state's only state-chartered credit union when its merger with North Country CU, the state's other SCCU, is completed. That should happen, if everything goes as planned, by Jan. 1, 2004, according to Credit...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "459",
"timeToRead": "3 minute",
"readtime": "3",
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{
"uri": "/2003/09/02/branching-out-82/",
"title": "BRANCHING OUT",
"summary": "Pacific Resource Credit Union, Los Angeles, has held a ribbon cutting ceremony for its new Wiltshire branch. In celebration of the opening, Pacific Resource announced a very special partnership with Children's Miracle Network in an effort to benefit local kids. For each person who joins Pacific Resource and opens one...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "342",
"timeToRead": "2 minute",
"readtime": "2",
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{
"uri": "/2003/09/02/cunas-e-scan-finds-400-cus-sold-card-portfolios-in-last-three-years/",
"title": "CUNA's E-Scan finds 400 CUs Sold Card Portfolios in Last Three Years",
"summary": "WASHINGTON - CUNA's 2003 Environmental Scan report and video will include a segment weighing the pros and cons of a credit union selling its credit card portfolio - one of the major findings is just how many CUs have sold off their portfolios. \"We had a lot of interest about...",
"byline": "David Morrison",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "333",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"name": "David Morrison"
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{
"uri": "/2003/09/02/conferences-leave-little-time-to-vent-issues/",
"title": "Conferences Leave Little Time to Vent Issues",
"summary": "I read with interest Mike Welch's latest admonition (\"NAFCU Conference Tops Despite Tired Format\") in his August 6th column regarding the prix fixe nature of most credit union conferences. With the possible exception of the National Association of Credit Union Chairmen's annual \"Roundtable Forum\", I too have found little real...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "449",
"timeToRead": "3 minute",
"readtime": "3",
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{
"uri": "/2003/09/02/pps-cuna-mutual-offer-credit-unions-three-solutions-in-fight-against-fraud/",
"title": "PPS, CUNA Mutual Offer Credit Unions Three Solutions in Fight Against Fraud",
"summary": "Primary Payment Solutions and CUNA Mutual are promoting three PPS anti-fraud solutions in a new marketing agreement. They are: *DEPOSIT CHEK, which gives credit unions batch inquiry access to the same information used by the nation's largest financial institutions, including current account status, stop payments and electronic notification of returning...",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "September 02, 2003",
"wordcount": "161",
"timeToRead": "1 minute",
"readtime": "1",
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"uri": "/2003/09/02/webcasts-are-making-their-mark/",
"title": "Webcasts Are Making Their Mark",
"summary": "NONE",
"byline": "Staff Writer",
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