{
"data": {
"slug": "credit-union-times-magazine-may-21-2003",
"title": "Credit Union Times Magazine-May-21, 2003",
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"articles": [
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"uri": "/2003/05/20/all-eggs-in-one-basket-makes-no-sense/",
"title": "All Eggs In One Basket Makes No Sense",
"summary": "With the latest news involving United Airlines Employees' Credit Union and NWA Federal Credit Union there now seems to be little doubt that the days of credit unions operating under a single sponsor are numbered. It was inevitable. First, a look at United Airlines Employees' Credit Union: At one time,...",
"byline": "Peter Westerman",
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"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "984",
"timeToRead": "5 minute",
"readtime": "5",
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{
"uri": "/2003/05/20/security-fcu-staffers-get-healthy/",
"title": "SECURITY FCU Staffers Get Healthy",
"summary": "FLINT, Mich. - Who needs to join Oprah's weight loss club when SECURITY Federal Credit Union is setting employees on the road to good health? The $223 million credit union has recently lent a helping hand to employees fighting the battle of the bulge, the number two preventable cause of...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "190",
"timeToRead": "1 minute",
"readtime": "1",
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/05/20/nafcu-program-raises-30k-for-military-funds/",
"title": "NAFCU Program Raises $30K for Military Funds",
"summary": "ARLINGTON, Va.- NAFCU's Operation: Helping Hand has raised nearly $30,000 for the four nonprofit armed services relief agencies to aid personnel in Iraq and their families. In about six weeks, NAFCU's program has sold over 1.3 million brochures to credit unions for them to put out in their branches for...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "178",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/05/20/michigan-credit-union-act-modernization-bill-takes-first-step-toward-passage/",
"title": "Michigan Credit Union Act Modernization Bill Takes First Step Toward Passage",
"summary": "LANSING, Mich. - A bill to modernize the Michigan Credit Union Act took its first step May 14 in what will hopefully be a short journey to becoming law. State Sen. Shirley Johnson (R-Royal Oak), chairman of the Senate Appropriations Committee, and Rep. Clark Bisbee (R-Jackson), chairman of the House...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "400",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/05/20/check-cashing-can-reap-profits-ex-payday-exec-tells-nacuso/",
"title": "Check Cashing Can Reap Profits, Ex-Payday Exec. Tells NACUSO",
"summary": "LAS VEGAS - There's money to be made in check cashing, and credit unions considering a plunge into the field can expect profit margins ranging from 12-30% with a breakeven level coming within six weeks. That is the assessment of a former check/payday loan executive who spoke on check cashing...",
"byline": "Jim Rubenstein",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "777",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/jim-rubenstein/",
"name": "Jim Rubenstein"
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{
"uri": "/2003/05/20/cu-one-launches-cukids-software-proves-cus-dont-need-a-kids-club-to-reach-out-to-kids/",
"title": "CU ONE Launches CUKids Software; Proves CUs Don't Need a Kids Club to Reach Out to Kids",
"summary": "FERNDALE, Mich. - There is no \"kids club\" at Credit Union ONE, yet for over 15 years the credit union has been quietly building a financial education \"empire\" in the community. \"We just don't have that distinction, we just have the credit union and I guess that is the club,\"...",
"byline": "Myriam DiGiovanni",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "617",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/myriam-digiovanni/",
"name": "Myriam DiGiovanni"
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{
"uri": "/2003/05/20/donations-229/",
"title": "DONATIONS",
"summary": "Xerox Federal Credit Union, El Segundo, Calif., has donated free civic videotapes to all public and private high schools, community and junior colleges, community access stations, and some of the area chambers of commerce and public libraries in the 36th Congressional District of California. The videotape, entitled \"WE THE PEOPLE...The...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "191",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/05/20/treasury-id-theft-at-the-heart-of-fcra-reauthorization/",
"title": "Treasury: ID Theft at the Heart of FCRA Reauthorization",
"summary": "WASHINGTON-According to Treasury Assistant Secretary for Financial Institutions Wayne A. Abernathy, the Fair Credit Reporting Act \"experiment\" has been successful in increasing credit availability and the new challenge is safeguarding the information. His written testimony for the House Financial Institutions and Consumer Credit Subcommittee suggested, \"It is the impact of...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "537",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
{
"webUrl": "/author/profile/sarah-snell-cooke/",
"name": "Sarah Snell Cooke"
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{
"uri": "/2003/05/20/atm-manufacturer-seeks-another-approach-to-atm-perks-the-50-upgrade/",
"title": "ATM Manufacturer Seeks Another Approach to ATM Perks - the $50 Upgrade",
"summary": "LONG BEACH, Miss. - Offering ATM users an ever greater array of possible services from their ATMs has been a persistent trend in the industry, despite the relatively scant evidence that consumers necessarily want anything more than basic services from the automated tellers. One of the obstacles to deploying machines...",
"byline": "David Morrison",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "434",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
{
"webUrl": "/author/profile/david-morrison/",
"name": "David Morrison"
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{
"uri": "/2003/05/20/south-carolina-house-senate-conference-committee-reach-predatory-lending-accord/",
"title": "South Carolina House, Senate Conference Committee Reach Predatory Lending Accord",
"summary": "COLUMBIA, S.C. - The South Carolina House and Senate conference committee reached an agreement in principle on differences between their respective versions of Senate Bill 438, the \"South Carolina High-Cost and Consumer Home Loans Act,\" which curbs predatory lending. The agreement will be distributed to the conference committee members for...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "177",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/05/20/alamo-chapter-of-cus-san-antonio-fcu-host-congressman/",
"title": "Alamo Chapter of CUs, San Antonio FCU Host Congressman",
"summary": "SAN ANTONIO, Texas - The Alamo Chapter of Credit Unions has recently sponsored a fundraiser luncheon and State of the Credit Unions update for Congressman Henry Bonilla (R-Texas). San Antonio Federal Credit Union President/CEO Jeff Farver emceed the event at the SACU corporate office. \"Congressman Bonilla has been a friend...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "285",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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"uri": "/2003/05/20/nwa-fcu-looks-for-new-properties-still-wont-pay-royalty-fee-as-northwest-airlines-extends-july-leases/",
"title": "NWA FCU Looks for New Properties, Still Won't Pay Royalty Fee as Northwest Airlines Extends July Leases",
"summary": "MINNEAPOLIS - Despite Northwest Airlines' May 8 agreement to extend the July 5, 2003 subleases of several properties occupied by NWA Federal Credit Union to March 21, 2004, the credit union is moving forward in its search for other locations. Citing a notice from Northwest, the credit union said the...",
"byline": "Michelle A. Samaad",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "564",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
{
"webUrl": "/author/profile/michelle-a-samaad/",
"name": "Michelle A. Samaad"
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{
"uri": "/2003/05/20/washington-law-cracks-down-on-financial-fraud/",
"title": "Washington Law Cracks Down on Financial Fraud",
"summary": "A new financial fraud law in Washington state takes on perpetrators of identity theft and other financial fraud-related crimes. SSB 5719-Prohibits the use of plastic card-scanning devices for the purpose of fraud; ESHB 1845-Exempts plastic card numbers, card expiration dates, electronic check numbers, and financial institution account numbers from disclosure...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "238",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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{
"uri": "/2003/05/20/prudential-survey-a-wake-up-call-for-financial-institutions/",
"title": "Prudential Survey a Wake-up Call for Financial Institutions",
"summary": "NEWARK, N.J. - With a recent survey finding that 34% of pre-retirees are in \"frail\" financial health, credit unions have an opportunity to help educate millions of Americans on becoming more financially fit. A Prudential Financial Inc. study finds that 79% of pre-retirees are not financially ready to retire comfortably....",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "214",
"timeToRead": "2 minute",
"readtime": "2",
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"uri": "/2003/05/20/id-theft-sparking-legislation-throughout-the-country-modern-day-bank-robbers-will-face-tougher-safeguards/",
"title": "ID Theft Sparking Legislation Throughout the Country; Modern Day Bank Robbers Will Face Tougher Safeguards",
"summary": "WEST PALM BEACH, Fla.. - With identity theft on the rise legislation is cropping up across the country in hopes that it will somehow slow it down. \"I think we are going to see a flurry of these sorts of initiatives in the next several months,\" said Beth Givens, executive...",
"byline": "Myriam DiGiovanni",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "669",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/myriam-digiovanni/",
"name": "Myriam DiGiovanni"
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{
"uri": "/2003/05/20/budget-woes-wont-curb-michigan-credit-union-exams/",
"title": "Budget Woes Won't Curb Michigan Credit Union Exams",
"summary": "LANSING, Mich. - A quick glance at the news shows Michigan sharing with other states a major economic crunch - a $1.7 billion dollar deficit; cuts slamming colleges, communities, arts; concessions sought from state workers. But John Kolhoff, assistant director of the Office of Financial and Insurance Services' Credit Union...",
"byline": "Eileen Courter",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "362",
"timeToRead": "2 minute",
"readtime": "2",
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"webUrl": "/author/profile/eileen-courter/",
"name": "Eileen Courter"
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"uri": "/2003/05/20/cnbs-changes-its-name-to-cnbs/",
"title": "CNBS Changes its Name to CNBS?",
"summary": "OVERLAND PARK, Kan. - No that headline does not contain a typo. Corporate Network Brokerage Services (CNBS) is going to keep the acronym but drop the words it stands for and officially change its name to CNBS. This comes on the heels of CNBS offering natural person CUs an investment...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "170",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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"uri": "/2003/05/20/western-fcu-trw-systems-fcu-merger-creates-new-billion-dollar-cu/",
"title": "Western FCU, TRW Systems FCU Merger Creates New Billion Dollar CU",
"summary": "LOS ANGELES - Members of Western Federal Credit Union voted overwhelming to approve a merger with TRW Systems Federal Credit Union, officials have announced. Ninety-six percent of the Western FCU members who cast votes at a special meeting supported the merger, officials reported. The resulting credit union, which will keep...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "150",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/05/20/osi-annual-conference-draws-500-participants-to-orlando/",
"title": "OSI Annual Conference Draws 500 Participants to Orlando",
"summary": "ORLANDO, Fla. - More than 500 attendees gathered in Orlando for Open Solutions Inc.'s annual client conference, the most yet. Participants met with executives of the Connecticut-based integrated enabling technologies firm, which specializes in community financial institutions, as well as with the company's growling list of strategic business units and...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "112",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/05/20/nasty-worm-can-snarl-internet-traffic-steal-confidential-data/",
"title": "Nasty Worm Can Snarl Internet Traffic, Steal Confidential Data",
"summary": "COLUMBIA, S.C. - The newest big threat on the Web is the Fizzer worm, which first appeared in the Far East last week and is now spreading through the Internet. Fizzer is considered a back-door Trojan virus, experts said, and spreads via a number of methods, including e-mail attachments and...",
"byline": "Marc Rapport",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "420",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"webUrl": "/author/profile/marc-rapport/",
"name": "Marc Rapport"
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"uri": "/2003/05/20/pre-owned-cars-arent-the-only-things-selling-well-cus-flocking-to-pre-owned-atms/",
"title": "Pre-owned Cars Aren't the Only Things Selling Well; CUs Flocking to Pre-owned ATMS",
"summary": "ARLINGTON, Va. - The advent of new security and regulatory requirements for ATMs has meant that many credit unions across the country have had to, if possible, upgrade their current automated tellers to meet the new requirements or completely replace their machines. At prices ranging from at least $15,000 and...",
"byline": "David Morrison",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "1125",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
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"webUrl": "/author/profile/david-morrison/",
"name": "David Morrison"
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"uri": "/2003/05/20/fculs-response-florida-newspaper-editorial-on-cu-taxation-still-a-no-show/",
"title": "FCUL's Response Florida Newspaper Editorial on CU Taxation Still a No-Show",
"summary": "TALLAHASSEE, Fla. - It's been three weeks since the Florida Credit Union League sent a South Florida daily newspaper, the Sun-Sentinel, a response to an editorial the newspaper ran last month calling for the taxation of large credit unions. The League is still waiting to see its response in print....",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "724",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"uri": "/2003/05/20/unhappy-bank-customers-spurring-mbl-growth/",
"title": "`Unhappy' Bank Customers Spurring MBL Growth",
"summary": "LAS VEGAS - Two things are certain about business lending in credit unions: it provides diversification for eroding consumer loans, and merger-driven commercial banks have opened huge windows for growth. And something else: new deposit relationships are springing up. Those were some conclusions drawn from CU executives discussing their heightened...",
"byline": "Jim Rubenstein",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "1022",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
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"name": "Jim Rubenstein"
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"uri": "/2003/05/20/card-suit-settlement-not-sitting-well-with-some-institutions/",
"title": "Card Suit Settlement Not Sitting Well With Some Institutions",
"summary": "ARLINGTON, Va. - TCF Corporation, a Minneapolis, Minnesota-based bank that only issues debit cards has filed a 16-page motion with the judge presiding over the recent settlement between card-giant VISA and MasterCard and retailers. As part of the suit's settlement, VISA and MasterCard agreed to modify they controversial `honor all...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "202",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"uri": "/2003/05/20/the-visamastercard-settlement-and-credit-unions/",
"title": "The VISA/MasterCard Settlement and Credit Unions",
"summary": "Five years ago, an attorney representing merchants in a lawsuit addressed the board of our organization, the PULSE EFT Association. The lawyer dispassionately outlined the arguments in a case against the financial industry's credit card associations, VISA and MasterCard. The retailers were arguing that they had been compelled to accept...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "1089",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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"uri": "/2003/05/20/awards-115/",
"title": "AWARDS",
"summary": "Gateway Credit Union, Aurora, Colo., Board Vice Chairman Kenneth C. Melcher has been named the Volunteer of the Year by the Colorado Credit Union System. Melcher was selected for the award based on his community volunteerism on behalf of Gateway Credit Union, including his service with the Aurora Chamber of...",
"byline": "Staff Writer",
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"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "442",
"timeToRead": "3 minute",
"readtime": "3",
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"uri": "/2003/05/20/verified-by-visa-gets-credit-union-education-push-visa-cuna-mutual-work-for-online-safekeeping-of-members-card-numbers/",
"title": "Verified by VISA Gets Credit Union Education Push; VISA, CUNA Mutual Work for Online Safekeeping of Members' Card Numbers",
"summary": "ARLINGTON, Va. - VISA USA, the giant card association based in San Francisco, has partnered with credit unions that issue its branded debit and credit cards in a significant new effort to educate cardholders about its online security program. By May 12 credit union card issuers participating in the Verified...",
"byline": "David Morrison",
"kicker": "News",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "1083",
"timeToRead": "6 minute",
"readtime": "6",
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{
"uri": "/2003/05/20/orange-county-teachers-fcu-steps-up-for-education/",
"title": "Orange County Teachers FCU \"Steps Up for Education\"",
"summary": "SANTA ANA, Calif. - With the education funding cut here due to the state's budget deficit, Orange County Teachers Federal Credit Union has kicked off a $1 million \"Step Up for Education\" fundraising program. The credit union has challenged Orange County businesses to participate in contributing to the Step Up...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "220",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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{
"uri": "/2003/05/20/cuna-mutual-pauses-to-celebrate-america/",
"title": "CUNA Mutual Pauses to \"Celebrate America\"",
"summary": "MADISON, Wis. - It wasn't the fourth of July but it seemed that way at CUNA Mutual on May 13. Approximately 2,000 of the company's employees paused to \"Celebrate America.\" The company's campus was decked out with red, white and blue adornments, even much of the food was red, white...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "172",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
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{
"uri": "/2003/05/20/illinois-dfi-remains-independent-cus-target-rise-in-regulatory-fees/",
"title": "Illinois DFI Remains Independent; CUs Target Rise in Regulatory Fees",
"summary": "SPRINGFIELD, Ill. - Illinois credit unions believe they dodged a bullet last month, when Gov. Rod Blagojevich bypassed the Department of Financial Institutions in his consolidation of state government agencies. But now they are waiting to see if the price of their independence is a rise in regulatory fees. These...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "638",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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{
"uri": "/2003/05/20/ncua-awardees-get-reprieve-from-daily-grind/",
"title": "NCUA Awardees Get Reprieve from Daily Grind",
"summary": "ALEXANDRIA, Va.-An NCUA meeting room was jam-packed with NCUA employees and their families to observe the agency's 18th Annual Awards Ceremony. The honors were so important to many at the agency that at least a half-a-dozen children could be seen around the room. One toddler shouted out `cheese' when a...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "233",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"webUrl": "/author/profile/sarah-snell-cooke/",
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{
"uri": "/2003/05/20/colors-and-added-security-featured-in-new-20-bills/",
"title": "Colors and Added Security Featured in New $20 Bills",
"summary": "WASHINGTON-In an effort to stay ahead of the counterfeiting curve, the Treasury Department's Bureau of Engraving and Printing recently unveiled the soon-to-be-released $20 bill. The reconfigured $20 note will be issued in the fall, with new designs for the $50 and $100 bills to come in 2004 and 2005, respectively....",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "314",
"timeToRead": "2 minute",
"readtime": "2",
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"webUrl": "/author/profile/sarah-snell-cooke/",
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{
"uri": "/2003/05/20/first-carolina-corporate-fcu-goes-off-the-beaten-path-to-help-its-members-with-mortgages/",
"title": "First Carolina Corporate FCU Goes off the Beaten Path to Help its Members With Mortgages",
"summary": "GREENSBORO, N.C. - First Carolina Corporate has inked an intriguing deal with a firm that should help more credit unions in the Carolinas offer mortgages. \"Every credit union in order to grow their business needs to be a mortgage lender. This is not typical of our products, but if credit...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "512",
"timeToRead": "3 minute",
"readtime": "3",
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{
"uri": "/2003/05/20/american-heritage-fcu-debuts-as-bradshaw-pick-of-the-week/",
"title": "American Heritage FCU Debuts as Bradshaw \"Pick of the Week\"",
"summary": "PHILADELPHIA - Hopefully TIVOs or VCRs were set earlier this week to record the nationwide spotlight on American Heritage Federal Credit Union's dedication to service. NFL Hall-of-Famer-turned Fox TV commentator Terry Bradshaw singled out the $360 million credit union as his \"Pick of the Week.\" Bradshaw described his mission to...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "192",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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},
{
"uri": "/2003/05/20/credit-union-times-vol-8-no-21-may-21-1997/",
"title": "CREDIT UNION TIMES Vol. 8, No. 21 May 21 1997",
"summary": "Looking back six years ago finds Citizens Community Federal Credit Union defending its position to convert to a thrift. \"Since we started this, we believed the conversion would be in the best interest of the community. We're disappointed in the position the Wisconsin Credit Union League has taken,\" said Citizens...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "189",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/05/20/an-emerging-segment-of-the-credit-union-movement/",
"title": "An Emerging Segment of the Credit Union Movement",
"summary": "While credit unions have created ancillary organizations to both unite and promote the system throughout their almost 100 year history, over the past 10 years a new segment of organizations has emerged to serve credit unions. These are CUSO's, owned by multiple credit unions, serving local, regional and sometimes national...",
"byline": "Staff Writer",
"kicker": "Commentary",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "966",
"timeToRead": "5 minute",
"readtime": "5",
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{
"uri": "/2003/05/20/montana-league-corporation-recognized-as-cdfi-structure-first-league-to-get-desigination/",
"title": "Montana League Corporation Recognized as CDFI Structure; First League to get Desigination",
"summary": "HELENA, Mont. - The U.S. Treasury Department's Community Development Financial Institutions Fund has recognized a subsidiary of the Montana Credit Union Network as an official CDFI Intermediary Institution. There are only 13 CDFI Intermediary Institutions in the country and Montana's is the only credit union league to have achieved this...",
"byline": "David Morrison",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "415",
"timeToRead": "3 minute",
"readtime": "3",
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{
"uri": "/2003/05/20/west-152/",
"title": "WEST",
"summary": "Orange County's Credit Union, Santa Ana, Calif., has promoted Lynda Hill to senior vice president of retail services. In addition, OCCU has named Teresa Koch assistant vice president/marketing director. Meriwest Credit Union, San Jose, Calif., has named Monique J. Vella vice president of marketing and business development. Community One Federal...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "164",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/05/20/callahan-small-cus-big-movers-into-realm-of-online-banking/",
"title": "Callahan: Small CUs Big Movers into Realm of Online Banking",
"summary": "WASHINGTON - The move toward online banking by small credit unions continues to gain traction, according to Callahan & Associates. In the last half of 2002, Callahan said, its figures show that 331 credit unions over $25 million in assets added Internet home banking, and that more than 100 of...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "82",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/05/20/fee-income-net-income-up-at-u-s-central-operating-expenses-increase-by-1-3-million/",
"title": "Fee Income, Net Income Up at U.S. Central; Operating Expenses Increase by $1.3 Million",
"summary": "LENEXA, Kan. - The $40 billion U.S. Central Credit Union appears to have started 2003 off strong based on its first quarter financials. The corporates' corporate reported fee income of $4.1 million, up $0.4 million from the same period last year. The increase was driven by a rise in ACH...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "438",
"timeToRead": "3 minute",
"readtime": "3",
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{
"uri": "/2003/05/20/dollar-to-address-missouri-credit-union-conference-on-agencys-reg-agenda/",
"title": "Dollar to Address Missouri Credit Union Conference on Agency's Reg Agenda",
"summary": "ST. LOUIS - Credit union officials attending the Missouri Credit Union Association's Annual Conference will hear NCUA Chairman Dennis Dollar on day two of the conference review the agency's ongoing regulatory agenda for 2003. Dollar will discuss the NCUA's field-of-membership update effective May 15, and the proposed member business lending...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "87",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/05/20/looking-for-macquee/",
"title": "Looking for MACQUEE",
"summary": "WALNUT CREEK, Calif. -The Marketing Association of Credit Unions (MAC) has announced the five finalists for its coveted MACQUEE Award. From a record pool of 390 entries in the MAC 2003 Awards Competition, judges have selected five credit union marketing campaigns to compete for the MACQUEE, the association's Best in...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "133",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/05/20/creditunionsrock-comr-gets-new-look/",
"title": "CreditunionsROCK.COMr Gets New Look",
"summary": "NORTHVILLE TOWNSHIP, Mich. -CreditunionsROCK.comr, a Web site dedicated to helping the \"wired generation\" become financially savvy consumers, has been renovated. Some of the upgrades include a menu navigation system enabling visitors to find what they need easily and quickly; the High School Central channel, which teaches teens how to read...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "197",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/05/20/florida-cus-join-public-education-effort-on-predatory-lending/",
"title": "Florida CUs Join Public Education Effort on Predatory Lending",
"summary": "TAMPA, Fla. - Ed Gallagly (right), president/CEO, Florida Central Credit Union, Tampa, Fla. and a noted expert of the perils and threats of predatory lending, participated in the fourth Predatory Lending Consumer Forum held May 12 by Florida's Chief Financial Officer Tom Gallagher (left) that was held in Seminole, Fla.,...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "203",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"name": "Staff Writer"
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"uri": "/2003/05/20/nwa-fcu-looks-elsewhere/",
"title": "NWA FCU Looks Elsewhere",
"summary": "Even with leases extended by Northwest Airlines, NWA FCU is actively trying to find other facility space. Page 4.",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "19",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/05/20/msu-fcu-honored-for-exceptional-employee-benefits-programs/",
"title": "MSU FCU Honored for Exceptional Employee Benefits Programs",
"summary": "EAST LANSING, Mich. - Don't look for employee benefit cutbacks at Michigan State University Federal Credit Union. In fact, the $1 billion credit union was the only credit union listed on The Principal 10 Best Companies for Employee Financial Security. \"It's a great honor to be recognized,\" said MSU FCU...",
"byline": "Myriam DiGiovanni",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "689",
"timeToRead": "4 minute",
"readtime": "4",
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"uri": "/2003/05/20/ncua-honors-high-achievers-and-the-winners-are/",
"title": "NCUA Honors High-Achievers; and the Winners Are.",
"summary": "NONE",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "1",
"timeToRead": "1 minute",
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{
"uri": "/2003/05/20/time-for-cus-to-stop-being-defensive/",
"title": "Time for CUs to Stop Being Defensive",
"summary": "Mike Welch is 100% right in the comments he made in his April 30th column about answering bogus bank attacks (\"Time to Give Banker Rhetoric Pithy Response.\") I think credit unions are defensive because we originally were the underdog. We are not the top dog, but we are equal in...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "80",
"timeToRead": "1 minute",
"readtime": "1",
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"uri": "/2003/05/20/bank-atms-among-only-structures-standing-after-twisters/",
"title": "Bank ATMs Among Only Structures Standing After Twisters",
"summary": "STOCKTON, Mo. - Bank ATMs and vaults were among the only structures standing in this Missouri town in the wake of recent tornados. Every building in the town's square but the courthouse, including two bank branches, had been severely damaged by the storm, the media reported, but standing among the...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "122",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/05/20/hispanic-cardholders-like-debit-cards-survey-finds/",
"title": "Hispanic Cardholders Like Debit Cards, Survey Finds",
"summary": "PURCHASE, N.Y. - Hispanic cardholders are just as likely to use debit cards as credit cards for high-end purchases in the $100 to $500 range, a new survey conducted by MasterCard International has found. The survey also found that debit is the payment option of choice for midrange purchases of...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "145",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/05/20/east-146/",
"title": "EAST",
"summary": "Constitution State Corporate Credit Union, Wallingford, Conn., has elected the following officers to its board: George MacDonald, chair; Douglas Frank, vice chair; Larry F. Holderman, treasurer; and Edward Danek Jr., secretary. In addition the following board directors have been elected: Lucille Paladino, Steven Ravin, Joel W. Kanuck, and Gary M....",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "69",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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{
"uri": "/2003/05/20/scholarships-71/",
"title": "SCHOLARSHIPS",
"summary": "Langley Federal Credit Union, Hampton, Va., has selected Jason Kurz as its $5,000 scholarship recipient. Kurz was selected for his character and drive. New Bedford Credit Union, Mass., has awarded the first Alfred J. Mikus Scholarship to high school senior Holly-Ann Paiva. The scholarship was established to honor Mikus for...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "61",
"timeToRead": "1 minute",
"readtime": "1",
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{
"uri": "/2003/05/20/voting-poll-results-overdraft-protection-is-good-for-members/",
"title": "Voting Poll Results: Overdraft Protection is Good for Members",
"summary": "WEST PALM BEACH, Fla. - The majority of respondents to Credit Union Times' recently expired voting poll believe overdraft protection is beneficial for members. Proponents of the somewhat controversial product say it helps the member who writes the occasional bad check from being hit with a creditor late fee as...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "145",
"timeToRead": "1 minute",
"readtime": "1",
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},
{
"uri": "/2003/05/20/special-report-eft-creditdebitatms-7/",
"title": "Special Report: EFT: Credit/Debit/ATMs",
"summary": "Find out what one network leader thinks about the card case settlement and all the latest EFT news in a special report on pages 18-21.",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "25",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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},
{
"uri": "/2003/05/20/navy-federal-says-fraud-incident-a-warning/",
"title": "Navy Federal Says Fraud Incident a Warning",
"summary": "MERRIFIELD, Va. - Navy Federal Credit Union said a recent incident of fraud should be a warning to other credit unions: \"Identity fraud happens not just at the individual level,\" said Loren Moeller, spokeswoman for the credit union. \"It can happen to corporations too.\" Police in Montgomery County, Maryland, outside...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "185",
"timeToRead": "1 minute",
"readtime": "1",
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},
{
"uri": "/2003/05/20/southwest-96/",
"title": "SOUTHWEST",
"summary": "Air Force Federal Credit Union, San Antonio, Texas, has elected the following officers to its board: James C. Kemple, chairman; Sam V. Farace, Jr., vice chairman; Michael M. Buecher, treasurer; and Rachel Shaw, secretary. In addition, AFFCU has elected Ronald R. Applegate and Gerald L. Holmes directors. Security Service Federal...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "65",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/woccu-ask-for-comments-on-basel-capital-accord/",
"title": "WOCCU Ask For Comments on Basel Capital Accord",
"summary": "Madison, Wis. and BASEL, Switzerland - Small financial institutions, including credit unions, around the world will have a competitive disadvantage if the provisions under the newly issued \"Consultative Document Overview of The New Basel Capital Accord\" (Basel II) are finalized, opined the World Council of Credit Unions. The document was...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "419",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/other-awardees-not-pictured/",
"title": "Other awardees not pictured:",
"summary": "Supervisor of the Year- Mark Canto (Region I); Bill Tracy (II); Sharon Daigle (III); Patricia Pertolanitz (IV); Larry L. Lindgren (V); Terry J. McGinnis (VI); Allan Meltzer (Office of General Counsel); and David Shetler (Office of Corporate Credit Unions). Specialized Examiner of the Year- Nickolas Sanimarco (I); Christopher Pollan (III);...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "193",
"timeToRead": "1 minute",
"readtime": "1",
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},
{
"uri": "/2003/05/20/credit-unions-continue-to-increase-facilities-spending/",
"title": "Credit Unions Continue to Increase Facilities Spending",
"summary": "WASHINGTON - Despite their online prowess, credit unions are still investing heavily in brick and mortar. Credit union spending on facilities has increased year after year since 1998, based on a Callahan & Associates survey. Last year CUs over $50 million in assets together spent roughly $8 billion, an average...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "73",
"timeToRead": "1 minute",
"readtime": "1",
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},
{
"uri": "/2003/05/20/stats-card-portfolio-management-profitability/",
"title": "Stats: Card Portfolio Management & Profitability",
"summary": "These charts reflect some key data VISA has collected on card portfolio management and profitability. The two pie charts indicate the rise of debit cards in both the numbers of new cards issued and in the growing role of cards in incremental spending. The growth in debit is significant in...",
"byline": "Staff Writer",
"kicker": "News",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "126",
"timeToRead": "1 minute",
"readtime": "1",
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},
{
"uri": "/2003/05/20/houston-chapter-gets-more-web-site-for-less-money/",
"title": "Houston Chapter Gets More Web Site for Less Money",
"summary": "HOUSTON - The Houston Chapter of Credit Unions was dissatisfied with its previous Web site. Not only was site maintenance costly, but also more often than not, the information posted to it was outdated. That was before chapter member Louie Perez got hold of it. Perez re-designed the site, switched...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "795",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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},
{
"uri": "/2003/05/20/sefcu-introduces-wireless-banking/",
"title": "SEFCU Introduces Wireless Banking",
"summary": "ALBANY, N.Y. - State Employees Federal Credit Union members can now check their balance, view their last three transactions, and make transfers between accounts using digital phones and personal digital assistants. The service is free to members enrolled in SEFCU's online banking program and requires a separate wireless service. In...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "74",
"timeToRead": "1 minute",
"readtime": "1",
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},
{
"uri": "/2003/05/20/ncua-board-members-tout-new-rules/",
"title": "NCUA Board Members Tout New Rules",
"summary": "CRYSTAL CITY, Va.-The NCUA's new field of membership rule is \"vitally important to the future of credit unions,\" NCUA Board Member Deborah Matz told Kentucky credit union leaders recently. Matz spoke at a dinner held by the Kentucky Credit Union League last week when the group was in the D.C.-metro...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "263",
"timeToRead": "2 minute",
"readtime": "2",
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{
"uri": "/2003/05/20/treasury-submits-deposit-insurance-reform-draft-proposes-merging-of-bif-and-saif/",
"title": "Treasury Submits Deposit Insurance Reform Draft; Proposes Merging of BIF and SAIF",
"summary": "WASHINGTON-The Treasury Department has submitted its draft for deposit insurance reform, which includes many provisions from previous proposals but no coverage increase. Their recommendations were in response to a request from Senate Banking Committee Chairman Richard Shelby (R-Ala.). Treasury's draft would merge the Bank and Savings Association Insurance Funds into...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "484",
"timeToRead": "3 minute",
"readtime": "3",
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"name": "Sarah Snell Cooke"
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},
{
"uri": "/2003/05/20/vendors-48/",
"title": "VENDORS",
"summary": "The Members Group, a CUSO and subsidiary of the Iowa Credit Union League and Iowa League Corporate Central CU, has named Brian Tisor account executive. MagTek, Inc., a magnetic technology solutions provider, has appointed Annmarie D. Hart chairman, president and CEO. Hart succeeds Thomas McGeary who passed away in December...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "52",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/in-wake-of-utah-cu-charter-conversions-nascus-reevaluates-its-system-to-apprise-sccus-of-issues/",
"title": "In Wake of Utah CU Charter Conversions, NASCUS Reevaluates its System to Apprise SCCUs of Issues",
"summary": "ARLINGTON, Va. - NCUA's recent approval of applications from four Utah state-chartered credit unions, including the state's two largest, to convert to federal charters has not gone unnoticed by NASCUS. In fact, the agency's actions have forced the association to evaluate the job it's done until now keeping state-chartered credit...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "508",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/midwest-153/",
"title": "MIDWEST",
"summary": "US Federal Credit Union, Burnsville, Minn., has appointed Martin Kelly director of marketing. Heritage Federal Credit Union, Newburgh, Ind., has named LeAnn Cooper assistant vice president/West Side branch manager. Indiana University Employees Federal Credit Union, Bloomington, has elected the following directors to its board Richard Heinz; Bruce Jaffee; Hannah Buxbaum;...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "85",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
{
"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/di-adds-tax-service-to-business-functionality-lineup/",
"title": "DI Adds Tax Service to Business Functionality Lineup",
"summary": "CALABASAS, Calif. - Digital Insight is bolstering its services for small businesses and commercial users of its client financial institutions by adding an electronic tax filing service to its AXIS Cash Management solution. The service, called TAXTEL Direct, is provided by Minneapolis-based Ceridian, a leading provider of managed business solutions,...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "74",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/cu-board-members-unfairly-misrepresented/",
"title": "CU Board Members Unfairly Misrepresented",
"summary": "Mike Welch's opinions stated in his April 17th column, \"Recognize Any of These CU Board Members?\" provided tinges of honesty combined with many misrepresentations. His column targeted directors seemingly to create separation and controversy that I find appalling. As a credit union director with well over 20 years of experience...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "676",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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},
{
"uri": "/2003/05/20/credit-unions-have-their-work-cut-out-as-cfa-study-finds-most-americans-have-no-financial-plan/",
"title": "Credit Unions Have Their Work Cut Out as CFA Study Finds Most Americans Have No Financial Plan",
"summary": "WASHINGTON-Young and low-income Americans' concern for their personal finances has increased significantly in the past year, according to a study sponsored by the Consumer Federation of America and the Financial Planning Association. The survey, performed by the Opinion Research Corporation International in late April, discovered that less than half of...",
"byline": "Sarah Snell Cooke",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "852",
"timeToRead": "5 minute",
"readtime": "5",
"authors": [
{
"webUrl": "/author/profile/sarah-snell-cooke/",
"name": "Sarah Snell Cooke"
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},
{
"uri": "/2003/05/20/first-city-credit-union-latest-to-play-ball/",
"title": "First City Credit Union Latest to Play Ball",
"summary": "LOS ANGELES - First City Credit Union has joined a growing number of credit unions stepping up to the minor league baseball plate. As part of its promotional efforts in the north Los Angeles County high desert area of Antelope Valley, the $293 million credit union has signed on as...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "125",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
{
"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/overdraft-protection-programs-done-right-serve-a-purpose/",
"title": "Overdraft Protection Programs, Done Right, Serve a Purpose",
"summary": "I agree with Mike Welch's assessment in his April 9th column (\"Putting a Little Bounce In Checking Accounts\") that overdraft programs, when done right, are a \"win-win for the credit union, its members and recipients\" of what otherwise are bad checks. Bounce protection programs have been one of the most...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "359",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
{
"webUrl": "/author/profile/staff-writer/",
"name": "Staff Writer"
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},
{
"uri": "/2003/05/20/new-voting-poll-should-the-next-ncua-board-member-have-cu-experience/",
"title": "New Voting Poll: Should the Next NCUA Board Member Have CU Experience?",
"summary": "WEST PALM BEACH, Fla. - NCUA Chairman Dennis Dollar's term is up and a person to fill the open seat on the NCUA Board could be named at any time by the Bush Administration. Should that person have CU experience? That's the focus of Credit Union Times' new online voting...",
"byline": "Staff Writer",
"kicker": "",
"tags": [],
"prettyDate": "May 20, 2003",
"wordcount": "125",
"timeToRead": "1 minute",
"readtime": "1",
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}
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