Payment Platforms

If eligible, every federally-insured U.S. depository institution can directly participate in the RTP network.

Even as some U.S. cities seek to stop stores and restaurants from shunning physical currency, digital payments are building acceptance.

For FIs not subjected to EFT caps, the average interchange fee for debit transactions on single-message networks has continued to fall since 2011.

Both companies process more than 15 billion bill pay transactions in 2018 and those numbers are expected to climb.

"In recent months, ATMs across the country have come under siege."

Expert believes, "There's nothing about what Apple is launching that makes it look like it will be particularly successful."