Commentary

Most would agree that the platform side of the branch plays a critical role in the success of branch network profitability.

Virtualization allows credit unions along with any organization that requires the use of multiple servers to save money, time and space to reallocate to other pressing areas.

Virtualization allows credit unions along with any organization that requires the use of multiple servers to save money, time and space to reallocate to other pressing areas.

A revolution is brewing in the payments industry. The future of payments technology is now in the hands of consumers in the form of their mobile devices and smart phones.

Why arent more credit unions developing marketing programs directly speaking to women? Why dont they get it?I know the answer.

First, Bauer Financial already risk rates credit unions for free. Any member can check it out.Second, slippery slope. Once people start releasing this information, those that don't will be suspect of hiding something.

Two billion-dollar credit unions are currently seeking to convert to a bank charter. Another, with a not-insignificant $193 million in assets, is also seeking a conversion. These credit unions, if successful, will necessarily leave the credit union trade associations and the NCUSIF.

If you pay someone, you are paying that someone to deliver you something. Thats your supply chain. What the due diligence process should do is determine just how resilient that supply chain is.