Commentary

Callahan chair's bid for reform in NCUA Board appointment process not necessarily change to embrace.

Credit unions have seen quite a bit of membership growth over the last yearmuch of it due to the consumers disdain over the poor reputation commercial banks have earned lately. Credit unions, to their credit, have profited from this consumer windfall and are now showing many of these new-found members...

It could be said the creative credit union is a paradox as this industry is often slow or unwilling to accept creative, innovative or new ideas.

The bond price bubble will eventually pop as rates rise, creating potential for the next crisis: a one-two punch of deposit withdrawals and negative spreads as hundreds of credit unions fall short of the earnings needed to compete on deposit rates.

Adopting cloud computing can save money, but avoid the key deadly sin.

Adopting cloud computing can save money, but avoid the key deadly sin.

But I believe the reality is that we are responsible in large part for the ease with which cyber-terrorists, regardless of their ideology or motivation, are attacking us. In effect, we are supplying the weapons that are being used against us.

Credit unions complain now about their regulatory load, but the CFPB is just getting warmed up, and the NCUA will have more to come as well.