Commentary

A stronger regulatory focus on managing interest rate risk on the balance sheet has brought to the forefront the requirement that institutions back test their IRR models. Back testing is a means to check the sufficiency of the data, the setup and the assumptions used to produce an analytical report....

Over the years, I have seen the mission and values of the credit union industry expressed in the service brought to its members. I find that looking at the roots of an institution can remind us of its mission and values and connect us to those who have gone before...

Last month, the U.S. Senate introduced an immigration reform bill that proposed a complete overhaul to the countrys immigration system. Although a vote is likely several months away, credit union leaders would do well to begin paying attewwwwntion now as passage of immigration reform will undoubtedly impact them.

This Opinion piece looks at the reasons for securing email in the financial services enterprise.

This Opinion piece looks at the reasons for securing email in the financial services enterprise.

A Texas credit union makes house calls while an Alabama credit union helps turn trash into treasure.

A Texas credit union makes house calls while an Alabama credit union helps turn trash into treasure.

This Opinion piece looks at how smaller may be better when it comes to financial institutions and the ability to deploy cutting-edge technology.