Commentary

The NCUA's risk-based capital rule harms credit unions and members by directing earnings to capital with little benefit to members.

Editorial commentary on current issues from CU Times' editorial staff and correspondents.

Editorial commentary on current issues from CU Times' editorial staff and correspondents.

Citing the financial crisis as the catalyst for the NCUA's RBC proposal is an overgeneralization of a complex issue.

The two-tier RBC ratio doesnt just raise legal questions ... it poses a very real cost concern for healthy credit unions.

The two-tier RBC ratio doesnt just raise legal questions ... it poses a very real cost concern for healthy credit unions.