Commentary

The NCUA can offer more flexibility revising existing FOM rules, while the industry and agency can pursue legislative changes on Capitol Hill.

Several key House and Senate committees may call the NCUA to testify about risk-based capital.

The NCUA's risk-based capital rule harms credit unions and members by directing earnings to capital with little benefit to members.

Editorial commentary on current issues from CU Times' editorial staff and correspondents.

Editorial commentary on current issues from CU Times' editorial staff and correspondents.

Citing the financial crisis as the catalyst for the NCUA's RBC proposal is an overgeneralization of a complex issue.