NOT FOR REPRINT
Page Printed from: cutimes.com/author/profile/michael-s-fischer/?page=4
About The Author
Michael S. Fischer is a longtime contributing writer for ThinkAdvisor. He previously reported on trade and intellectual property topics for the Economist Intelligence Unit and covered the hedge fund industry for MARHedge and Reuters News Service.
CONNECT WITH THIS AUTHOR
August 01, 2019
TIAA surveys adults ages 25 to 75 who are still paying off their student loans.
June 14, 2019
About half of respondents in a Bankrate survey say their financial situation is the same or worse than before the recession started.
June 04, 2019
Aspiring homebuyers would get a 3-year leg up on saving for a full down payment, a Redfin analysis shows.
May 10, 2019
Financial Finesses reports that employees want financial wellness benefits, and many employers are providing them.
April 26, 2019
A Fidelity survey explores why Americans are uncertain about their financial futures.
April 11, 2019
Parents are providing more support to adult children than they received from their own parents, a survey finds.
April 10, 2019
Grandparents spend $179 billion annually on their grandchildren, AARP reports.
March 13, 2019
A TD Bank survey finds millennials often fall short on using credit properly.
February 13, 2019
Planning for the future is highly correlated with overall contentment, BlackRock's Investor Pulse survey finds.
February 06, 2019
Most haven't considered the payout can cover expenses like estate taxes and education costs, researchers find.
{
"author": {
"name": "Michael S. Fischer",
"webUrl": "/author/profile/michael-s-fischer/",
"description": "<b>Michael S. Fischer</b><span style=\"font-weight: 400;\"> is a longtime contributing writer for ThinkAdvisor. He previously reported on trade and intellectual property topics for the Economist Intelligence Unit and covered the hedge fund industry for MARHedge and Reuters News Service.</span>",
"imageLarge": "https://secure.gravatar.com/avatar/507b933f189d6e60108eff0b8b7df1b3?s=136&d=mm&r=g",
"estimate": 61,
"social": [
{
"network": "twitter",
"value": ""
},
{
"network": "linkedin",
"value": ""
},
{
"network": "facebook",
"value": ""
},
{
"network": "googlePlus",
"value": ""
}
],
"articles": [
{
"uri": "/2019/08/01/how-student-loan-debt-delays-milestones-hurts-relationships-413-160401/",
"title": "How Student Loan Debt Delays Milestones, Hurts Relationships",
"byline": "Michael S. Fischer",
"kicker": "Analysis",
"prettyDate": "August 01, 2019",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/07/3-f-debt-483791270-616x732-TS.jpg",
"width": "616",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "TIAA surveys adults ages 25 to 75 who are still paying off their student loans.",
"body": null
},
{
"uri": "/2019/06/14/10-years-after-recessions-end-millions-are-treading-water-financially-survey-413-159215/",
"title": "10 Years After Recession's End, Millions Are Treading Water Financially: Survey",
"byline": "Michael S. Fischer",
"kicker": "Analysis",
"prettyDate": "June 14, 2019",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/06/People_Square_Sad_MI600.jpg",
"width": "600",
"height": "338"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "About half of respondents in a Bankrate survey say their financial situation is the same or worse than before the recession started.",
"body": null
},
{
"uri": "/2019/06/04/how-sen-warrens-student-debt-cancellation-plan-would-affect-first-time-homebuyers-413-158870/",
"title": "How Sen. Warren's Student Debt Cancellation Plan Would Affect First-Time Homebuyers",
"byline": "Michael S. Fischer",
"kicker": "Analysis",
"prettyDate": "June 04, 2019",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/06/2019-1-7-elizabeth-warren-iowa-DanielAcker-333678285-1-3-616x372-BB.jpg",
"width": "616",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "Aspiring homebuyers would get a 3-year leg up on saving for a full down payment, a Redfin analysis shows.",
"body": null
},
{
"uri": "/2019/05/10/long-term-use-of-financial-wellness-programs-drives-retirement-success-study-413-158265/",
"title": "Long-Term Use of Financial Wellness Programs Drives Retirement Success: Study",
"byline": "Michael S. Fischer",
"kicker": "Best Practices",
"prettyDate": "May 10, 2019",
"timeToRead": "3 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/05/businesswomansuccesscitysunmi600.jpg",
"width": "600",
"height": "338"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [
{
"uri": "/best-practices/",
"sectionName": "Best Practices"
}
],
"summary": "Financial Finesses reports that employees want financial wellness benefits, and many employers are providing them.",
"body": null
},
{
"uri": "/2019/04/26/americans-are-confident-about-their-finances-retirement-not-so-much-413-157805/",
"title": "Americans Are Confident About Their Finances. Retirement? Not So Much.",
"byline": "Michael S. Fischer",
"kicker": "Analysis",
"prettyDate": "April 26, 2019",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/04/Retirement_Sign_shutter_MI-1.jpg",
"width": "616",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "A Fidelity survey explores why Americans are uncertain about their financial futures.",
"body": null
},
{
"uri": "/2019/04/11/most-parents-expect-to-chip-in-for-kids-college-weddings-ameriprise-413-157438/",
"title": "Most Parents Expect to Chip In for Kids' College, Weddings: Ameriprise",
"byline": "Michael S. Fischer",
"kicker": "",
"prettyDate": "April 11, 2019",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/04/06_Young_Couple_Family_Child_MI.jpg",
"width": "616",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [],
"summary": "Parents are providing more support to adult children than they received from their own parents, a survey finds.",
"body": null
},
{
"uri": "/2019/04/10/grandparents-are-a-major-economic-force-aarp-413-157381/",
"title": "Grandparents Are a Major Economic Force",
"byline": "Michael S. Fischer",
"kicker": "",
"prettyDate": "April 10, 2019",
"timeToRead": "3 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/04/Family_Sitting_Couch_MI600.jpg",
"width": "600",
"height": "338"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [],
"summary": "Grandparents spend $179 billion annually on their grandchildren, AARP reports.",
"body": null
},
{
"uri": "/2019/03/13/millennials-see-a-cashless-future-but-lack-credit-knowledge-study-413-156590/",
"title": "Millennials See a Cashless Future but Lack Credit Knowledge: Study",
"byline": "Michael S. Fischer",
"kicker": "",
"prettyDate": "March 13, 2019",
"timeToRead": "3 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/03/Young_Couple_Worried_Money_Trouble_MI.jpg",
"width": "616",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [],
"summary": "A TD Bank survey finds millennials often fall short on using credit properly.",
"body": null
},
{
"uri": "/2019/02/13/americans-immediate-money-concerns-impede-retirement-savings-413-155805/",
"title": "Americans' Immediate Money Concerns Impede Retirement Savings",
"byline": "Michael S. Fischer",
"kicker": "",
"prettyDate": "February 13, 2019",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/02/Retirement_Sign_shutter_MI.jpg",
"width": "616",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [],
"summary": "Planning for the future is highly correlated with overall contentment, BlackRock's Investor Pulse survey finds.",
"body": null
},
{
"uri": "/2019/02/06/americans-havent-thought-much-about-life-insurance-survey-413-155592/",
"title": "Americans Haven't Thought Much About Life Insurance: Survey",
"byline": "Michael S. Fischer",
"kicker": "",
"prettyDate": "February 06, 2019",
"timeToRead": "3 minute",
"image": {
"uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2019/02/Family_Sitting_Couch_MI600.jpg",
"width": "600",
"height": "338"
},
"authors": [
{
"webUrl": "/author/profile/michael-s-fischer/",
"name": "Michael S. Fischer"
}
],
"kickerNode": [],
"summary": "Most haven't considered the payout can cover expenses like estate taxes and education costs, researchers find.",
"body": null
}
]
}
}
Trending Stories
- 1Man Allegedly Deposits $7 Million in Stolen U.S. Treasury Checks at Credit Unions
- 2Top 10 Credit Unions: Earnings Rise From Q4 to Q1
- 3Everwise CU Names Seven New Leaders, SRP FCU Promotes Two
- 4Conspirator From Gang of Eight Admits to Targeting Credit Union Shared Branching Network
- 5TDECU Signs Definitive Agreement to Acquire Sabine State Bank and Trust
Resources
Elan Credit Card
From Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download Resource
Elan Credit Card
From Elan Credit Card
Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.
Download Resource
Alogent
From Alogent
Download this white paper and learn how to achieve a consistent user experience, data control, and cost reductions in payments.
Download Resource
Alogent
From Alogent
This info brief outlines important considerations and questions your team should take into account when evaluating a digital banking platform.
Download Resource
Alogent
From Alogent
Download this white paper and learn how a software development kit (SDK) can help you meet your credit union’s digital banking goals by enabling custom alterations and augmenting an off-the-shelf product to meet specific goals without impacting the base product.
Download Resource
Alogent
From Alogent
Download this white paper and learn how to achieve a consistent user experience, data control, and cost reductions in payments.
Download Resource
Alogent
From Alogent
Credit unions have reached a fork in the road and find themselves pondering the same question -- does our digital banking solution still meet market needs, or is it time to consider an upgrade? Download this eBook to find out how your credit union can continue to meet member expectations.
Download Resource
Alogent
From Alogent
Just as you’d recognize a loyal member when they walk into the branch, your digital banking platform should express the same familiarity as a friendly face. Download this eBook and learn how to bring a human touch to your digital member experiences in order to build member trust and loyalty.
Download Resource
Alogent
From Alogent
Everyone talks about a seamless user journey and personalized banking services, but how does that become today’s reality for credit unions rather than just a goal? Download this white paper to find out how.
Download Resource
Alogent
From Alogent
When selecting a digital banking platform, the questions you ask are critical and should tell your story. Many RFPs focus on features, functionality, and price, and although these are important points, consider asking more focused questions that align with your long-term strategy, such as the ones suggested in this white paper.
Download Resource
Melissa
From Melissa
Did you know the risk for member turnover drops from 50% to 25% when a member has two or more products with your credit union?² This whitepaper outlines the critical role that clean data plays in helping your credit union retain and grow membership.
Download Resource
GLIA
From GLIA
When it comes to your credit union’s contact center, Intelligent Virtual Assistants (IVAs) are essential but incomplete solutions for managing volume. Discover how to integrate IVAs into a broader digital member service strategy for maximum efficiency.
Download Resource
Alacriti
From Alacriti
Tap into the potential of real-time payments for small and medium-sized businesses (SMBs) and corporations. Discover insights and strategies on adoption rates, and opportunities for your credit union in this comprehensive report.
Download Resource
Alacriti
From Alacriti
Electronic Bill Presentment and Payment (EBPP) offers credit unions a number of benefits. Discover how to enhance member satisfaction, streamline payment processes, and more in this webinar brief.
Download Resource
GLIA
From GLIA
These unmistakable signs indicate your credit union’s call center needs a modern overhaul. Stay ahead of the curve and elevate your member service experience today.
Download Resource
Alacriti
From Alacriti
Is your organization looking toward real-time payments to modernize your services? This brief discusses technology enablers for real-time payments, clearing rules and message specifications, and customer support challenges in a real-time environment.
Download Resource
Mortgage Capital Trading
From Mortgage Capital Trading
Unlock the potential for your credit union members by optimizing your investor set. Learn how to maximize profitability, offer better rates, and enhance your market share.
Download Resource
Brightwell
From Brightwell
Discover how Dash Solutions and Brightwell collaborated to revolutionize cross-border payments for rural workers using the Dash mobile app. Read the case study now!
Download Resource
Elan Credit Card
From Elan Credit Card
Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
Download Resource
Upstart
From Upstart
Explore how a credit union strategically adapted to economic changes, achieving higher returns, flexible loan volumes, and gaining over 1,500 creditworthy members in just one year through a transformative partnership.
Download Resource
Greenlight
From Greenlight
Amidst a shifting financial landscape, it’s never been more important to retain members and attract the next generation of customers. In this white paper, discover how offering family-centric financial education can empower parents to raise financially literate kids, fostering loyalty and growth for your credit union.
Download Resource
Brightwell
From Brightwell
Explore the intricacies of credit card fraud with this comprehensive article. Learn about the varying types of fraud attacks and scams, their unique challenges, and multi-layered approaches to protect your credit union and members.
Download Resource
Melissa
From Melissa
Many credit unions are in need of an improved onboarding process for their members as current processes are time-consuming, manual and lead to losing potential members. Learn how one credit union was able to quickly implement a solution that satisfies their compliance checks while verifying and approving customer submissions in seconds.
Download Resource
Alkami
From Alkami
In 2024, the financial industry is clearly facing a radical transformation, and these challenges are altering the landscape as we know it. This playbook explores the opportunities and challenges that lie ahead for credit unions and the financial industry. Use it as a guide to gain a competitive edge in this new landscape.
Download Resource
Mortgage Capital Trading
From Mortgage Capital Trading
2024 is in full swing and experts are here to inform, predict and guide you through all of your most pressing 2024 housing market questions. This whitepaper will help you gain clarity and clear up future predictions in regard to the most important topics in the housing market right now.
Download Resource
Elan Credit Card
From Elan Credit Card
Learn where consumers are applying for credit cards, what type of spenders they are, what features are most persuasive, and what smaller financial institutions should focus on to continue expanding their market share.
Download Resource
Upstart
From Upstart
When Vantage West CU decided to prioritize a seamless digital experience and data-driven lending decisions, they knew the right partner was critical. Download this case study and discover how they diversified their loan portfolio, acquired 1400 new members in 6 months, and built in flexibility to withstand the economic cycles.
Download Resource
Elan Credit Card
From Elan Credit Card
Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
Download Resource
Elan Credit Card
From Elan Credit Card
Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download Resource
Elan Credit Card
From Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download Resource
Elan Credit Card
From Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download Resource Elan Credit Card
From Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download Resource Elan Credit Card
From Elan Credit Card
Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.
Download Resource Alogent
From Alogent
Download this white paper and learn how to achieve a consistent user experience, data control, and cost reductions in payments.
Download Resource Alogent
From Alogent
This info brief outlines important considerations and questions your team should take into account when evaluating a digital banking platform.
Download Resource Alogent
From Alogent
Download this white paper and learn how a software development kit (SDK) can help you meet your credit union’s digital banking goals by enabling custom alterations and augmenting an off-the-shelf product to meet specific goals without impacting the base product.
Download Resource Alogent
From Alogent
Download this white paper and learn how to achieve a consistent user experience, data control, and cost reductions in payments.
Download Resource Alogent
From Alogent
Credit unions have reached a fork in the road and find themselves pondering the same question -- does our digital banking solution still meet market needs, or is it time to consider an upgrade? Download this eBook to find out how your credit union can continue to meet member expectations.
Download Resource Alogent
From Alogent
Just as you’d recognize a loyal member when they walk into the branch, your digital banking platform should express the same familiarity as a friendly face. Download this eBook and learn how to bring a human touch to your digital member experiences in order to build member trust and loyalty.
Download Resource Alogent
From Alogent
Everyone talks about a seamless user journey and personalized banking services, but how does that become today’s reality for credit unions rather than just a goal? Download this white paper to find out how.
Download Resource Alogent
From Alogent
When selecting a digital banking platform, the questions you ask are critical and should tell your story. Many RFPs focus on features, functionality, and price, and although these are important points, consider asking more focused questions that align with your long-term strategy, such as the ones suggested in this white paper.
Download Resource Melissa
From Melissa
Did you know the risk for member turnover drops from 50% to 25% when a member has two or more products with your credit union?² This whitepaper outlines the critical role that clean data plays in helping your credit union retain and grow membership.
Download Resource GLIA
From GLIA
When it comes to your credit union’s contact center, Intelligent Virtual Assistants (IVAs) are essential but incomplete solutions for managing volume. Discover how to integrate IVAs into a broader digital member service strategy for maximum efficiency.
Download Resource Alacriti
From Alacriti
Tap into the potential of real-time payments for small and medium-sized businesses (SMBs) and corporations. Discover insights and strategies on adoption rates, and opportunities for your credit union in this comprehensive report.
Download Resource Alacriti
From Alacriti
Electronic Bill Presentment and Payment (EBPP) offers credit unions a number of benefits. Discover how to enhance member satisfaction, streamline payment processes, and more in this webinar brief.
Download Resource GLIA
From GLIA
These unmistakable signs indicate your credit union’s call center needs a modern overhaul. Stay ahead of the curve and elevate your member service experience today.
Download Resource Alacriti
From Alacriti
Is your organization looking toward real-time payments to modernize your services? This brief discusses technology enablers for real-time payments, clearing rules and message specifications, and customer support challenges in a real-time environment.
Download Resource Mortgage Capital Trading
From Mortgage Capital Trading
Unlock the potential for your credit union members by optimizing your investor set. Learn how to maximize profitability, offer better rates, and enhance your market share.
Download Resource Brightwell
From Brightwell
Discover how Dash Solutions and Brightwell collaborated to revolutionize cross-border payments for rural workers using the Dash mobile app. Read the case study now!
Download Resource Elan Credit Card
From Elan Credit Card
Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
Download Resource Upstart
From Upstart
Explore how a credit union strategically adapted to economic changes, achieving higher returns, flexible loan volumes, and gaining over 1,500 creditworthy members in just one year through a transformative partnership.
Download Resource Greenlight
From Greenlight
Amidst a shifting financial landscape, it’s never been more important to retain members and attract the next generation of customers. In this white paper, discover how offering family-centric financial education can empower parents to raise financially literate kids, fostering loyalty and growth for your credit union.
Download Resource Brightwell
From Brightwell
Explore the intricacies of credit card fraud with this comprehensive article. Learn about the varying types of fraud attacks and scams, their unique challenges, and multi-layered approaches to protect your credit union and members.
Download Resource Melissa
From Melissa
Many credit unions are in need of an improved onboarding process for their members as current processes are time-consuming, manual and lead to losing potential members. Learn how one credit union was able to quickly implement a solution that satisfies their compliance checks while verifying and approving customer submissions in seconds.
Download Resource Alkami
From Alkami
In 2024, the financial industry is clearly facing a radical transformation, and these challenges are altering the landscape as we know it. This playbook explores the opportunities and challenges that lie ahead for credit unions and the financial industry. Use it as a guide to gain a competitive edge in this new landscape.
Download Resource Mortgage Capital Trading
From Mortgage Capital Trading
2024 is in full swing and experts are here to inform, predict and guide you through all of your most pressing 2024 housing market questions. This whitepaper will help you gain clarity and clear up future predictions in regard to the most important topics in the housing market right now.
Download Resource Elan Credit Card
From Elan Credit Card
Learn where consumers are applying for credit cards, what type of spenders they are, what features are most persuasive, and what smaller financial institutions should focus on to continue expanding their market share.
Download Resource Upstart
From Upstart
When Vantage West CU decided to prioritize a seamless digital experience and data-driven lending decisions, they knew the right partner was critical. Download this case study and discover how they diversified their loan portfolio, acquired 1400 new members in 6 months, and built in flexibility to withstand the economic cycles.
Download Resource Elan Credit Card
From Elan Credit Card
Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
Download Resource Elan Credit Card
From Elan Credit Card
Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download Resource Elan Credit Card
From Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download Resource Elan Credit Card
From Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download Resource Elan Credit Card
From Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download Resource