{
  "author": {
    "name": "Jay Johnson",
    "webUrl": "/author/profile/jay-johnson/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 6,
    "social": [],
    "articles": [
      {
        "uri": "/2023/03/15/q4-investment-trends-liquidity-pressures-lead-to-decline-in-investments/",
        "title": "Q4 Investment Trends: Liquidity Pressures Lead to Decline in Investments",
        "byline": "Jay Johnson",
        "kicker": "Expert Opinion",
        "prettyDate": "March 15, 2023",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2023/03/callahan1-e1678742708627.jpg",
          "width": "650",
          "height": "344"
        },
        "authors": [
          {
            "webUrl": "/author/profile/jay-johnson/",
            "name": "Jay Johnson"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "Investments held by U.S. credit unions fell $36.2 billion since September 2022, Callahan reports.",
        "body": null
      },
      {
        "uri": "/2022/12/09/q3-investment-trends-industrywide-contraction-continues/",
        "title": "Q3 Investment Trends: Industrywide Contraction Continues",
        "byline": "Jay Johnson",
        "kicker": "Expert Opinion",
        "prettyDate": "December 09, 2022",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/jay-johnson/",
            "name": "Jay Johnson"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "As price increases inflate the cost of living for many Americans, some CUs are focused on managing liquidity.",
        "body": null
      },
      {
        "uri": "/2022/09/02/q2-investment-trends-assets-flood-into-loans/",
        "title": "Q2 Investment Trends: Assets Flood Into Loans",
        "byline": "Jay Johnson",
        "kicker": "Expert Opinion",
        "prettyDate": "September 02, 2022",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2022/09/callahan1-e1662055189591.png",
          "width": "650",
          "height": "310"
        },
        "authors": [
          {
            "webUrl": "/author/profile/jay-johnson/",
            "name": "Jay Johnson"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "Loan balances grow 16.2% on an annual basis at the end of Q2, meaning CU assets spilled out of investments and into loans.",
        "body": null
      },
      {
        "uri": "/2022/06/08/q1-investment-trends-patterns-flip-in-2022/",
        "title": "Q1 Investment Trends: Patterns Flip in 2022",
        "byline": "Jay Johnson",
        "kicker": "Expert Opinion",
        "prettyDate": "June 08, 2022",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2022/06/callahan1.png",
          "width": "801",
          "height": "409"
        },
        "authors": [
          {
            "webUrl": "/author/profile/jay-johnson/",
            "name": "Jay Johnson"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "Callahan Financial Services expects average investment yields to continue their rebound as benchmark rates rise and CUs continue to favor long-term investment options.",
        "body": null
      },
      {
        "uri": "/2022/02/23/q4-investment-trends-cash-balances-decline-as-loans-rebound/",
        "title": "Q4 Investment Trends: Cash Balances Decline as Loans Rebound",
        "byline": "Jay Johnson",
        "kicker": "Expert Opinion",
        "prettyDate": "February 23, 2022",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2022/02/callahan-graphic1-e1645559006611.jpg",
          "width": "650",
          "height": "349"
        },
        "authors": [
          {
            "webUrl": "/author/profile/jay-johnson/",
            "name": "Jay Johnson"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "While share balances reach a record fourth-quarter high in 2021, deposit growth slows from its pandemic peak.",
        "body": null
      },
      {
        "uri": "/2017/08/25/credit-unions-virtuous-circle-of-lower-fees-higher-income/",
        "title": "Credit Unions’ ‘Virtuous Circle’ of Lower Fees & Higher Income",
        "byline": "Jay Johnson",
        "kicker": "",
        "prettyDate": "August 25, 2017",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/jay-johnson/",
            "name": "Jay Johnson"
          }
        ],
        "kickerNode": [],
        "summary": "Margins between deposit interest rates and loans remain stagnant; the need for alternative sources of income remains paramount for CUs. ",
        "body": null
      }
    ]
  }
}