{
  "author": {
    "name": "Adam Tempkin",
    "webUrl": "/author/profile/adam-tempkin/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 8,
    "social": [],
    "articles": [
      {
        "uri": "/2019/06/11/freddie-mac-targeting-esg-investors-with-green-mortgage-bonds/",
        "title": "Freddie Mac Targets ESG Investors With Green Mortgage Bonds",
        "byline": "Adam Tempkin",
        "kicker": "News",
        "prettyDate": "June 11, 2019",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "CUs show interest in the program as the demand for \"social impact and environmentally sustaining investment\" services grows.",
        "body": null
      },
      {
        "uri": "/2019/04/09/inflated-credit-scores-leave-investors-in-the-dark-on-real-risks/",
        "title": "Inflated Credit Scores Leave Investors in the Dark on Real Risks",
        "byline": "Adam Tempkin",
        "kicker": "",
        "prettyDate": "April 09, 2019",
        "timeToRead": "6 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          }
        ],
        "kickerNode": [],
        "summary": "Debtors are riskier than their scores indicate because the metrics are skewing perception of borrowers' ability to pay on time.",
        "body": null
      },
      {
        "uri": "/2019/02/07/subprime-lenders-deal-may-herald-more-bonds-with-100-apr-loans/",
        "title": "Subprime Lender's Deal May Herald More Bonds With 100%-APR Loans",
        "byline": "Adam Tempkin and Christopher Maloney",
        "kicker": "",
        "prettyDate": "February 07, 2019",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          },
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [],
        "summary": "The subprime consumer-loan industry may now get a boost under a proposed rule issued Feb. 6 by the CFPB.",
        "body": null
      },
      {
        "uri": "/2018/07/31/wall-street-resurrects-another-financing-tool-killed-by-crisis/",
        "title": "Wall Street Resurrects Another Financing Tool Killed by Crisis",
        "byline": "Adam Tempkin",
        "kicker": "",
        "prettyDate": "July 31, 2018",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2018/07/users_iqjWHBFdfxIU_i77.5Rbj6eDQ_v1_pi0TFsqn_N8siPbzgcJYQlLw_-1x-1-e1533051919292.png",
          "width": "620",
          "height": "379"
        },
        "authors": [
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          }
        ],
        "kickerNode": [],
        "summary": "Some experts warn of the higher risk of defaults and looser underwriting standards.",
        "body": null
      },
      {
        "uri": "/2018/05/30/online-lenders-tighten-rules-as-default-wave-rattles-investors/",
        "title": "Online Lenders Tighten Rules as Default Wave Rattles Investors",
        "byline": "Shelly Hagan and Adam Tempkin",
        "kicker": "",
        "prettyDate": "May 30, 2018",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2018/05/fintech-lender-e1527705755444.jpg",
          "width": "620",
          "height": "414"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shelly-hagan/",
            "name": "Shelly Hagan"
          },
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          }
        ],
        "kickerNode": [],
        "summary": "Fintech lending firms hit with a wave of defaults are eyeing higher credit score consumers.",
        "body": null
      },
      {
        "uri": "/2018/05/30/online-lenders-tighten-rules-as-default-wave-rattl/",
        "title": "Online Lenders Tighten Rules as Default Wave Rattles Investors",
        "byline": " Shelly Hagan and Adam Tempkin ",
        "kicker": "",
        "prettyDate": "May 30, 2018",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2018/05/fintech-lender-e1527705755444.jpg",
          "width": "620",
          "height": "414"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shelly-hagan/",
            "name": "Shelly Hagan"
          },
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          }
        ],
        "kickerNode": [],
        "summary": "Fintech lending firms hit with a wave of defaults are eyeing higher credit score consumers.",
        "body": null
      },
      {
        "uri": "/2018/05/14/consumers-skip-more-high-rate-auto-payments-than-d/",
        "title": "Consumers Skip More High-Rate Auto Payments Than During Crisis",
        "byline": " Adam Tempkin ",
        "kicker": "",
        "prettyDate": "May 14, 2018",
        "timeToRead": "2 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2018/05/auto-loan-subprime-e1526323836946.jpg",
          "width": "620",
          "height": "414"
        },
        "authors": [
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          }
        ],
        "kickerNode": [],
        "summary": "The volume of bond sales backed by these loans are likely to remain the same because banks and CUs don't turn most loans into securities.",
        "body": null
      },
      {
        "uri": "/2018/05/14/consumers-skip-more-high-rate-auto-payments-than-during-crisis/",
        "title": "Consumers Skip More High-Rate Auto Payments Than During Crisis",
        "byline": "Adam Tempkin",
        "kicker": "",
        "prettyDate": "May 14, 2018",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          }
        ],
        "kickerNode": [],
        "summary": "The volume of bond sales backed by these loans are likely to remain the same because banks and CUs don't turn most loans into securities.",
        "body": null
      }
    ]
  }
}