Along with the usual holiday festivities, in my household December is a month for financial move-making. The tradition entails things like cashing out savings bonds that have been sitting in a safe deposit box since the '80s, depositing all or a portion of the annually permitted $6,000 into a Roth IRA, and a lot of procrastinating and second-guessing around these things, because thinking about money can be scary, stressful and exhausting.
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