James McCaw, who retired as Viriva Community's president/CEO after 35 years of service, is being retained as a consultant and advisor for American Heritage for five years with a $100,000 annual salary, according to Viriva Community's merger plans presented to members. In addition, American Heritage agreed to pay medical, prescription and dental vision premiums for McCaw and his immediate family until he is 65.

A branch and an office of the $3.6 million UBC Credit Union in St. Louis, Mo., will close after it completes its merger on Dec. 1 with the $2.3 billion Together Credit Union, also based in St. Louis.

Missouri's state regulator waived the requirement for UBC to hold a special meeting for members to vote on the consolidation, according to an NCUA spokesperson. The NCUA approved the UBC merger because of its lack of growth.

"We have 13 branches in the St. Louis area and another opening in Q1 of 2022, so there are plenty of convenient locations to serve UBC members," a Together spokesperson said. "Lisa Crusius, the [UBC] CEO, retired in April but she is helping with the merger."

Chartered in 1959, UBC served 832 members.

On Nov. 1, the $2.5 million National Alliance of Postal and Federal Employees Federal Credit Union in Washington, D.C. merged with the $268 million U.S. Postal Service Federal Credit Union in Clinton, Md.

NAPFE was chartered in 1977 and served 398 members.

The NCUA approved the merger in the second quarter because of NAPFE's loss of or declining field of membership.

NAPFE's special meeting member notice of the consolidation did not include merger-related financial arrangement disclosures of certain increases in compensation that any of the merging credit union's highly compensated employees have received or will receive in connection with the merger. The credit union's Call Report showed it employed one full-time employee and one part-time employee.

One of the smallest credit unions in Massachusetts, the $662,521 Gloucester Fire Department Credit Union, merged on Nov. 3 with one of the state's largest cooperatives, the $2.4 billion Metro Credit Union in Chelsa.

Gloucester Fire Department CU was chartered in 1938 and served 93 members.

The credit union's one branch has closed.

Gloucester's special meeting member notice of the consolidation did not include merger-related financial arrangement disclosures of certain increases in compensation that any of the merging credit union's highly compensated employees have received or will receive in connection with the merger. The credit union's Call Report showed it employed one part-time employee.

The one branch of the $433,904 Camden Police Federal Credit Union in Camden, N.J., closed after it consolidated with the $490 million First Harvest Federal Credit Union in Deptford, N.J., in October, according to First Harvest.

The merger was approved by the NCUA during the second quarter because of Camden Police FCU's poor financial condition.

There was no special meeting member notice posted on the NCUA's credit union merger resources page regarding Camden Police FCU's consolidation with First Harvest.

Camden Police FCU President/CEO Margaret Klotz retired, according to First Harvest.

Chartered in 1949, Camden Police FCU served 237 members.