Credit unions continue to evolve to meet member needs andeconomic pressures in an ever-changing and competitive environment.Mergers and consolidations, new technologies, shifting member needsand budget issues often require a consolidation of positions orrestructure of the workforce resulting in the termination ofemployees who are otherwise good performers. In addition to theemotional strain and negative impact on morale that accompaniessuch terminations, employers need to tread carefully to avoid ormitigate the risk of litigation.

Proper planning to reach decisions that will withstand thescrutiny of a government agency, court or jury requires time.Rushed decisions often result in legal claims that can bechallenging to defend. Outlined below are several of the key stepsthat should be considered if a consolidation or restructure willresult in job losses in your credit union's future.