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Bank purchases bring pros and cons.

For credit unions seeking to grow their field of membership, buying a bank has become an increasingly viable expansion strategy.

The handful of credit unions that have dipped their toes in the bank-buying pool have learned that this option carries many of the same opportunities and risks as building from scratch (e.g., de novo) or merging with another credit union. In fact, some aspects of buying a bank or even just a bank branch can be more straightforward, which may explain why more credit unions have shown interest in bank acquisitions in recent years.

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