Joy Cousminer, longtime president/ CEO of the former Bethex Federal Credit Union and one of the industry's leading advocates of serving low-income members, passed away on Christmas Day in the Bronx, according to the New York Credit Union Association.
In 1970, Cousminer was a teacher, working for the New York City Board of Education Adult Education Program. While helping single mothers on welfare obtain Graduate Equivalency Degrees, she noticed a common theme among her students: a lack of access to credit and a need to build savings. With the help of a former Catholic priest, she worked to charter the Bethex Federal Credit Union to serve low-income consumers in the Bronx.
According to the National Federal Credit Union Foundation, which presented the former credit union CEO with the 2006 Herb Wegner Memorial Award for individual achievement, Cousminer leveraged her natural abilities to persuade others to aid in her endeavors to provide affordable financial services for underserved members.
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