AUSTIN, TEXAS – That group of people everyone is sick of hearing about – millennials – and the application of AI in driverless vehicles were two hot topics at the Filene Research Institute's big. bright. minds. conference Thursday. Here are some key takeaways from the first day of the conference, held at the Hilton Austin in downtown Austin, Texas.

Driverless Vehicles Are Coming

When the use of driverless vehicles becomes widespread, the change won't just disrupt the auto lending market – it'll disrupt society as we know it. The cost of insurance will go down as fewer crashes take place on the road, the DMV may no longer be needed as driver's licenses become unnecessary, and there will be no parking lots, no traffic policing and no need for local mechanics, Hope Schau explained in her presentation. Schau is a Filene fellow and professor of marketing at the University of Arizona.

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Natasha Chilingerian

Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.