The growth of data analytics in use and abilities could become a vital tool for credit unions wanting to reach out to the underserved, who often must turn to alternate lenders.
All lenders, especially online and payday lenders, need banking transaction data technology and analytics, according AccountScore, based in London with offices in the U.S. and India, which provides insights and analytics on bank transaction data for clients, typically banks and financial services companies.
Where clients already have bank transaction data they import the data into AccountScore, which provide analytics through dashboards or by API. Those without transaction data also have the ability to use AccountScore in order to obtain transaction data on a consenting consumer.
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