They carry names such as WannaCry, Petya, SamSam, Industroyer and GhostHook, not wrestlers or hurricanes, but malware threatening systems everywhere. Are credit unions fearful enough and how can they protect themselves?

CU Times asked some experts how credit unions can strategize against the seemingly constant barrage of bad cybersecurity news brought on by breaches, hacking, ransomware, phishing, and account takeovers, among other things.

Cybersecurity is complex. "The business risk associated with cybersecurity gets heightened to the point where it is not just a cybersecurity problem, not just a fraud problem, it's a top of mind, C-level kind of problem. Brand risk has risen significantly based on cyberattacks." John Horn, director for SecureNow, Fiserv's integrated cybersecurity services, said. Horn advised a credit union can avert attacks if they have a strategy.